I&M Group (NAI:IMH) Total Liabilities: KES611,921 Mil (As of Mar. 2026)

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NAI:IMH I&M Group PLC NAI:IMH
81 GF Score
Price KES69.00
GF Value KES38.76
Valuation Significantly Overvalued
! 4 Warning Signs
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What is I&M Group Total Liabilities?

I&M Group NAI:IMH +5.34% 81 Total Liabilities is KES611,921 Mil as of Mar. 2026. GuruFocus rates NAI:IMH with a GF Score™ of 81/100 and a GF Value™ of KES38.76 (Significantly Overvalued). The stock has 4 warning signs investors should review.

I&M Group's Total Liabilities for the quarter that ended in Mar. 2026 was KES611,921 Mil.

I&M Group's quarterly Total Liabilities increased from Sep. 2025 (KES519,168.67 Mil) to Dec. 2025 (KES546,901.84 Mil) and increased from Dec. 2025 (KES546,901.84 Mil) to Mar. 2026 (KES611,920.66 Mil).

I&M Group's annual Total Liabilities declined from Dec. 2023 (KES484,019.18 Mil) to Dec. 2024 (KES479,975.04 Mil) but then increased from Dec. 2024 (KES479,975.04 Mil) to Dec. 2025 (KES546,901.84 Mil).

I&M Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for I&M Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I&M Group Total Liabilities Chart

I&M Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 341,132.60 355,687.60 484,019.18 479,975.04 546,901.84

I&M Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 461,455.84 475,320.65 519,168.67 546,901.84 611,920.66
NAI:IMH
81GF Score
I&M Group PLC NAI:IMH
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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I&M Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

I&M Group's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=668884.028-121982.187
=546,902

I&M Group's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=742507.376-130586.715
=611,921

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of KES611,921 Mil mean?
I&M Group (NAI:IMH) has a Total Liabilities of KES611,921 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for I&M Group and its competitors.
Is I&M Group's Total Liabilities too high?
I&M Group's current Total Liabilities is KES611,921 Mil. Overall, I&M Group has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does I&M Group's Total Liabilities compare to competitors?
I&M Group's Total Liabilities of KES611,921 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for I&M Group and its competitors. I&M Group's current Total Liabilities is KES611,921 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I&M Group stock overvalued right now?
Based on GuruFocus' analysis, I&M Group (NAI:IMH) is currently considered Significantly Overvalued. The stock's GF Value™ is KES38.76, compared to a current price of KES69.00 — trading 78% above its estimated fair value. The current Total Liabilities is KES611,921 Mil. I&M Group's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For I&M Group (NAI:IMH), the current Total Liabilities is KES611,921 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is I&M Group (NAI:IMH) Overvalued in 2026?

Based on GuruFocus' analysis, I&M Group stock appears to be overvalued. The current stock price of KES69.00 is trading 78% above its estimated GF Value™ of KES38.76. GuruFocus considers I&M Group to be Significantly Overvalued.

Key valuation signals for NAI:IMH:

  • Total Liabilities: KES611,921 Mil
  • GF Value™: KES38.76 vs. price of KES69.00 (78% above fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the NAI:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

I&M Group Business Description

Address 1 Park Avenue, 1st Parklands Avenue, P.O. Box 30238, Nairobi, KEN, 00100
I&M Group PLC is a non-operating holding company, along with its subsidiaries, providing banking, financial, and related services. The group operations are divided into five geographical segments: Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.
81GF Score

Get the complete analysis for NAI:IMH

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES69.00
Price
KES38.76
GF Value