I&M Group (NAI:IMH) SpecialCharges: KES0 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:IMH I&M Group PLC NAI:IMH
80 GF Score
Price KES68.00
GF Value KES39.19
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is I&M Group SpecialCharges?

I&M Group NAI:IMH 80 SpecialCharges is KES0 Mil as of Mar. 2026. GuruFocus rates NAI:IMH with a GF Score™ of 80/100 and a GF Value™ of KES39.19 (Significantly Overvalued). The stock has 4 warning signs investors should review.

I&M Group's special charges for the three months ended in Mar. 2026 was KES0 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was KES0 Mil.


I&M Group SpecialCharges Historical Data

* Premium members only.

The historical data trend for I&M Group's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I&M Group SpecialCharges Chart

I&M Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.61 9.82 -0.62 53.51 -38.22

I&M Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NAI:IMH
80GF Score
I&M Group PLC NAI:IMH
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

I&M Group SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of KES0 Mil mean?
I&M Group (NAI:IMH) has a SpecialCharges of KES0 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on I&M Group and its competitors.
Is I&M Group's SpecialCharges too high?
I&M Group's current SpecialCharges is KES0 Mil. Overall, I&M Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does I&M Group's SpecialCharges compare to competitors?
I&M Group's SpecialCharges of KES0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on I&M Group and its competitors. I&M Group's current SpecialCharges is KES0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I&M Group stock overvalued right now?
Based on GuruFocus' analysis, I&M Group (NAI:IMH) is currently considered Significantly Overvalued. The stock's GF Value™ is KES39.19, compared to a current price of KES68.00 — trading 73.5% above its estimated fair value. The current SpecialCharges is KES0 Mil. I&M Group's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For I&M Group (NAI:IMH), the current SpecialCharges is KES0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is I&M Group (NAI:IMH) Overvalued in 2026?

Based on GuruFocus' analysis, I&M Group stock appears to be overvalued. The current stock price of KES68.00 is trading 73.5% above its estimated GF Value™ of KES39.19. GuruFocus considers I&M Group to be Significantly Overvalued.

Key valuation signals for NAI:IMH:

  • SpecialCharges: KES0 Mil
  • GF Value™: KES39.19 vs. price of KES68.00 (73.5% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the NAI:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


I&M Group Business Description

Address 1 Park Avenue, 1st Parklands Avenue, P.O. Box 30238, Nairobi, KEN, 00100
I&M Group PLC is a non-operating holding company, along with its subsidiaries, providing banking, financial, and related services. The group operations are divided into five geographical segments: Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.
80GF Score

Get the complete analysis for NAI:IMH

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES68.00
Price
KES39.19
GF Value