OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
I&M Group OCF Yield % Related Terms
I&M Group OCF Yield % Historical Data
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The historical data trend for I&M Group's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, I&M Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
I&M Group OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, I&M Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where I&M Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
I&M Group (NAI:IMH) has a OCF Yield % of 15.35 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on I&M Group and its competitors. Over the past decade, I&M Group's OCF Yield % has ranged from 15.35 to 15.35. According to the industry distribution chart, I&M Group ranks #447 out of 1502 companies in the Banks industry, placing it in the top 29.8%.
Is I&M Group's OCF Yield % too high?
I&M Group's current OCF Yield % is 15.35. Over the past 10 years, this metric has ranged from a low of 15.35 to a high of 15.35. The Banks industry median OCF Yield % is 9.24. I&M Group's value of 15.35 is 66.1% above this industry median. Based on the distribution chart, I&M Group ranks #447 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, I&M Group has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does I&M Group's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, I&M Group ranks #447 out of 1502 companies for OCF Yield %. This puts I&M Group in the upper half of its industry. The industry median OCF Yield % is 9.24. I&M Group's value of 15.35 is 66.1% above this benchmark. Historically, I&M Group's own OCF Yield % has ranged from 15.35 to 15.35 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. I&M Group's current OCF Yield % of 15.35 is 66.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on I&M Group and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I&M Group's current OCF Yield % is 15.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I&M Group stock overvalued right now?
Based on GuruFocus' analysis, I&M Group (NAI:IMH) is currently considered Significantly Overvalued. The stock's GF Value™ is KES38.59, compared to a current price of KES69.00 — trading 78.8% above its estimated fair value. The current OCF Yield % is 15.35 and 66.1% above the Banks industry median of 9.24. I&M Group's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For I&M Group (NAI:IMH), the current OCF Yield % is 15.35 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is I&M Group (NAI:IMH) Overvalued in 2026?
Based on GuruFocus' analysis, I&M Group stock appears to be overvalued.
The current stock price of KES69.00 is trading 78.8% above its estimated GF Value™ of KES38.59.
GuruFocus considers I&M Group to be Significantly Overvalued.
Key valuation signals for NAI:IMH:
OCF Yield %: 15.35
GF Value™: KES38.59 vs. price of KES69.00 (78.8% above fair value)
Industry Position: 66.1% above the Banks median (#447 of 1502)
No single metric tells the full story. See the NAI:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
I&M Group PLC is a non-operating holding company, along with its subsidiaries, providing banking, financial, and related services. The group operations are divided into five geographical segments: Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.
77GF Score
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