Fino Payments Bank (NSE:FINOPB) Interest Expense: ₹-1,143 Mil (TTM As of Mar. 2026)

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NSE:FINOPB Fino Payments Bank Ltd NSE:FINOPB
57 GF Score
Price ₹174.21
GF Value ₹731.04
Valuation Possible Value Trap
! 3 Warning Signs
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What is Fino Payments Bank Interest Expense?

Fino Payments Bank NSE:FINOPB +10.09% 57 Interest Expense is ₹-1,143 Mil as of Mar. 2026. GuruFocus rates NSE:FINOPB with a GF Score™ of 57/100 and a GF Value™ of ₹731.04 (Possible Value Trap). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Fino Payments Bank's interest expense for the three months ended in Mar. 2026 was ₹ -289 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-1,143 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Fino Payments Bank's Operating Income for the three months ended in Mar. 2026 was ₹ Mil. Fino Payments Bank's Interest Expense for the three months ended in Mar. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fino Payments Bank Interest Expense Historical Data

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The historical data trend for Fino Payments Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fino Payments Bank Interest Expense Chart

Fino Payments Bank Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial -153.06 -473.69 -789.01 -1,005.80 -1,142.80

Fino Payments Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -259.90 -283.70 -276.20 -294.10 -288.80
NSE:FINOPB
57GF Score
Fino Payments Bank Ltd NSE:FINOPB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Fino Payments Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-1,143 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-1,143 Mil mean?
Fino Payments Bank (NSE:FINOPB) has a Interest Expense of ₹-1,143 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Fino Payments Bank and its competitors.
Is Fino Payments Bank's Interest Expense too high?
Fino Payments Bank's current Interest Expense is ₹-1,143 Mil. Overall, Fino Payments Bank has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fino Payments Bank's Interest Expense compare to PNC?
Fino Payments Bank's Interest Expense of ₹-1,143 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Fino Payments Bank and its competitors. Fino Payments Bank's current Interest Expense is ₹-1,143 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fino Payments Bank stock overvalued right now?
Based on GuruFocus' analysis, Fino Payments Bank (NSE:FINOPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₹731.04, compared to a current price of ₹174.21 — trading 76.2% below its estimated fair value. The current Interest Expense is ₹-1,143 Mil. Fino Payments Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Fino Payments Bank (NSE:FINOPB), the current Interest Expense is ₹-1,143 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fino Payments Bank (NSE:FINOPB) Overvalued in 2026?

Based on GuruFocus' analysis, Fino Payments Bank stock appears to be undervalued. The current stock price of ₹174.21 is trading 76.2% below its estimated GF Value™ of ₹731.04. GuruFocus considers Fino Payments Bank to be Possible Value Trap.

Key valuation signals for NSE:FINOPB:

  • Interest Expense: ₹-1,143 Mil
  • GF Value™: ₹731.04 vs. price of ₹174.21 (76.2% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the NSE:FINOPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fino Payments Bank Business Description

Other Exchanges 543386:India
Address TTC Industrial Area, Plot No. Gen 2/1/F, Tower 1, 8th Floor, Mindspace Juinagar, MIDC Shirwane, Juinagar, Navi Mumbai, MH, IND, 400706
Fino Payments Bank Ltd is an Indian payments bank providing various banking and financial services, with a focus on meeting the needs of low-income families, small businesses, and rural communities. It offers various services such as savings and current accounts, money transfers, bill payments, and mobile recharges etc., and has partnered with institutions to provide customized offerings like microinsurance and micro-investments. The company operates in four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. Its key revenue is derived from the Other Banking Operations segment, which includes Business Correspondent Services, Digital Payment Services, Cash Management Services, Domestic Money Transfer, Micro-ATM, and Aadhaar-enabled Payment System (AePS).
57GF Score

Get the complete analysis for NSE:FINOPB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹174.21
Price
₹731.04
GF Value