Fino Payments Bank (NSE:FINOPB) Market Cap: ₹11,393 Mil (As of Jul. 04, 2026)


NSE:FINOPB Fino Payments Bank Ltd NSE:FINOPB
54 GF Score
Price ₹136.60
GF Value ₹725.12
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Fino Payments Bank Market Cap?

Fino Payments Bank NSE:FINOPB -1.53% 54 Market Cap is ₹11,393 Mil as of Jul. 04, 2026. GuruFocus rates NSE:FINOPB with a GF Score™ of 54/100 and a GF Value™ of ₹725.12 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,545 Banks companies, Fino Payments Bank ranks worse than 77.09% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Fino Payments Bank's share price for the quarter that ended in Mar. 2026 was ₹118.12. Fino Payments Bank's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 83 Mil. Therefore, Fino Payments Bank's market cap for the quarter that ended in Mar. 2026 was ₹9,830 Mil.

Fino Payments Bank's quarterly market cap declined from Sep. 2025 (₹22,377 Mil) to Dec. 2025 (₹21,786 Mil) and declined from Dec. 2025 (₹21,786 Mil) to Mar. 2026 (₹9,830 Mil).

Fino Payments Bank's annual market cap declined from Mar. 2024 (₹23,658 Mil) to Mar. 2025 (₹18,965 Mil) and declined from Mar. 2025 (₹18,965 Mil) to Mar. 2026 (₹9,830 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Fino Payments Bank's Enterprise Value for Today is ₹13,240 Mil.


Fino Payments Bank  (NSE:FINOPB) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Fino Payments Bank Market Cap Related Terms


Fino Payments Bank Market Cap Historical Data

* Premium members only.

The historical data trend for Fino Payments Bank's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fino Payments Bank Market Cap Chart

Fino Payments Bank Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Market Cap
Get a 7-Day Free Trial 20,920.00 16,996.46 23,657.74 18,964.55 9,829.71

Fino Payments Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,964.55 23,588.97 22,377.32 21,786.47 9,829.71

NSE:FINOPB vs PNC: Market Cap Comparison

For the Banks - Regional subindustry, Fino Payments Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fino Payments Bank Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Fino Payments Bank's Market Cap distribution charts can be found below:

* The bar in red indicates where Fino Payments Bank's Market Cap falls into.


NSE:FINOPB
54GF Score
Fino Payments Bank Ltd NSE:FINOPB
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fino Payments Bank Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Fino Payments Bank's Market Cap for the fiscal year that ended in Mar. 2026 is calculated as

Market Cap (A: Mar. 2026 )=Share Price (A: Mar. 2026 )*Shares Outstanding (EOP) (A: Mar. 2026 )
=₹118.12*83.218
=₹9,830

Fino Payments Bank's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=₹118.12*83.218
=₹9,830

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of ₹11,393 Mil mean?
Fino Payments Bank (NSE:FINOPB) has a Market Cap of ₹11,393 Mil as of Jul. 04, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Fino Payments Bank and its competitors. According to the industry distribution chart, Fino Payments Bank ranks #1191 out of 1545 companies in the Banks industry, placing it in the top 77.1%.
Is Fino Payments Bank's Market Cap too high?
Fino Payments Bank's current Market Cap is ₹11,393 Mil. Based on the distribution chart, Fino Payments Bank ranks #1191 out of 1545 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fino Payments Bank has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fino Payments Bank's Market Cap compare to PNC?
According to the Banks industry distribution chart, Fino Payments Bank ranks #1191 out of 1545 companies for Market Cap. This places Fino Payments Bank in the lower half of its industry. The industry median Market Cap is 722.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 722.99, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Fino Payments Bank and its competitors. For the Banks industry, the median Market Cap is 722.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fino Payments Bank's current Market Cap is ₹11,393 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fino Payments Bank stock overvalued right now?
Based on GuruFocus' analysis, Fino Payments Bank (NSE:FINOPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₹725.12, compared to a current price of ₹136.60 — trading 81.2% below its estimated fair value. The current Market Cap is ₹11,393 Mil. Fino Payments Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Fino Payments Bank (NSE:FINOPB), the current Market Cap is ₹11,393 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fino Payments Bank (NSE:FINOPB) Overvalued in 2026?

Based on GuruFocus' analysis, Fino Payments Bank stock appears to be undervalued. The current stock price of ₹136.60 is trading 81.2% below its estimated GF Value™ of ₹725.12. GuruFocus considers Fino Payments Bank to be Possible Value Trap.

Key valuation signals for NSE:FINOPB:

  • Market Cap: ₹11,393 Mil
  • GF Value™: ₹725.12 vs. price of ₹136.60 (81.2% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the NSE:FINOPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fino Payments Bank Business Description

Other Exchanges 543386:India
Address TTC Industrial Area, Plot No. Gen 2/1/F, Tower 1, 8th Floor, Mindspace Juinagar, MIDC Shirwane, Juinagar, Navi Mumbai, MH, IND, 400706
Fino Payments Bank Ltd is an Indian payments bank providing various banking and financial services, with a focus on meeting the needs of low-income families, small businesses, and rural communities. It offers various services such as savings and current accounts, money transfers, bill payments, and mobile recharges etc., and has partnered with institutions to provide customized offerings like microinsurance and micro-investments. The company operates in four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. Its key revenue is derived from the Other Banking Operations segment, which includes Business Correspondent Services, Digital Payment Services, Cash Management Services, Domestic Money Transfer, Micro-ATM, and Aadhaar-enabled Payment System (AePS).
54GF Score

Get the complete analysis for NSE:FINOPB

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹136.60
Price
₹725.12
GF Value