GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Fino Payments Bank Ltd (NSE:FINOPB) » Definitions » PB Ratio

Fino Payments Bank (NSE:FINOPB) PB Ratio : 2.85 (As of Apr. 02, 2025)


View and export this data going back to 2021. Start your Free Trial

What is Fino Payments Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-02), Fino Payments Bank's share price is ₹236.78. Fino Payments Bank's Book Value per Share for the quarter that ended in Dec. 2024 was ₹83.06. Hence, Fino Payments Bank's PB Ratio of today is 2.85.

Good Sign:

Fino Payments Bank Ltd stock PB Ratio (=2.75) is close to 5-year low of 2.75.

The historical rank and industry rank for Fino Payments Bank's PB Ratio or its related term are showing as below:

NSE:FINOPB' s PB Ratio Range Over the Past 10 Years
Min: 2.75   Med: 3.85   Max: 5.47
Current: 2.75

During the past 6 years, Fino Payments Bank's highest PB Ratio was 5.47. The lowest was 2.75. And the median was 3.85.

NSE:FINOPB's PB Ratio is ranked worse than
95.28% of 1524 companies
in the Banks industry
Industry Median: 0.92 vs NSE:FINOPB: 2.75

During the past 12 months, Fino Payments Bank's average Book Value Per Share Growth Rate was 16.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 58.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 40.10% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Fino Payments Bank was 58.80% per year. The lowest was 40.50% per year. And the median was 58.50% per year.

Back to Basics: PB Ratio


Fino Payments Bank PB Ratio Historical Data

The historical data trend for Fino Payments Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fino Payments Bank PB Ratio Chart

Fino Payments Bank Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial - - 4.36 3.08 3.68

Fino Payments Bank Quarterly Data
Mar19 Mar20 Jun20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 3.68 - 4.79 -

Competitive Comparison of Fino Payments Bank's PB Ratio

For the Banks - Regional subindustry, Fino Payments Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fino Payments Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fino Payments Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Fino Payments Bank's PB Ratio falls into.


;
;

Fino Payments Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Fino Payments Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=236.78/83.061
=2.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Fino Payments Bank  (NSE:FINOPB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Fino Payments Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Fino Payments Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Fino Payments Bank Business Description

Traded in Other Exchanges
Address
TTC Industrial Area, Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8 th Floor, MIDC Shirwane, Juinagar, Navi Mumbai, MH, IND, 400 706
Fino Payments Bank Ltd is a fintech company offering a diverse range of financial products and services that are digital and have a payments focus. It offers such products and services to the target market through a pan-India distribution network and proprietary technologies. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations.

Fino Payments Bank Headlines

No Headlines