GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Harmoney Corp Ltd (ASX:HMY) » Definitions » Intrinsic Value: Projected FCF

Harmoney (ASX:HMY) Intrinsic Value: Projected FCF : A$0.00 (As of May. 26, 2024)


View and export this data going back to 2020. Start your Free Trial

What is Harmoney Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-26), Harmoney's Intrinsic Value: Projected FCF is A$0.00. The stock price of Harmoney is A$0.40. Therefore, Harmoney's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Harmoney's Intrinsic Value: Projected FCF or its related term are showing as below:

ASX:HMY's Price-to-Projected-FCF is not ranked *
in the Credit Services industry.
Industry Median: 0.775
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Harmoney Intrinsic Value: Projected FCF Historical Data

The historical data trend for Harmoney's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Harmoney Intrinsic Value: Projected FCF Chart

Harmoney Annual Data
Trend Jun21 Jun22 Jun23
Intrinsic Value: Projected FCF
- - -

Harmoney Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial - - - - -

Competitive Comparison of Harmoney's Intrinsic Value: Projected FCF

For the Credit Services subindustry, Harmoney's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harmoney's Price-to-Projected-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Harmoney's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Harmoney's Price-to-Projected-FCF falls into.



Harmoney Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)



Harmoney  (ASX:HMY) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Harmoney's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.40/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Harmoney Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Harmoney's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Harmoney (ASX:HMY) Business Description

Traded in Other Exchanges
N/A
Address
110 Customs Street West, Level 3, Auckland, NTL, NZL, 1010
Harmoney Corp Ltd operates in the consumer credit industry. The company provides online direct personal lending services in Australia and New Zealand. It offers personal loans, car loans, wedding loans, holiday loans, education loans, business loans, and home improvement loans.