Harmoney (ASX:HMY) Total Receivables: A$828.0 Mil (As of Dec. 2025)


ASX:HMY Harmoney Corp Ltd ASX:HMY
38 GF Score
Price A$0.76
GF Value A$0.58
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Harmoney Total Receivables?

Harmoney ASX:HMY -3.18% 38 Total Receivables is A$828.0 Mil as of Dec. 2025. GuruFocus rates ASX:HMY with a GF Score™ of 38/100 and a GF Value™ of A$0.58 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Harmoney's Total Receivables for the quarter that ended in Dec. 2025 was A$828.0 Mil.

Harmoney Total Receivables Historical Data

* Premium members only.

The historical data trend for Harmoney's Total Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harmoney Total Receivables Chart

Harmoney Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Total Receivables
275.37 550.03 709.37 726.24 797.51

Harmoney Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 725.03 726.24 754.91 797.51 828.04
ASX:HMY
38GF Score
Harmoney Corp Ltd ASX:HMY
Total Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Harmoney Total Receivables Calculation

Total Receivables is the sum of all receivables owed by customers and affiliates within one year, including:
Accounts Receivable
Notes Receivable
Loans Receivable
Other Current Receivables

Frequently Asked Questions Learn more about Total Receivables →
What does a Total Receivables of A$828.0 Mil mean?
Harmoney (ASX:HMY) has a Total Receivables of A$828.0 Mil as of Dec. 2025. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Harmoney and its competitors.
Is Harmoney's Total Receivables too high?
Harmoney's current Total Receivables is A$828.0 Mil. Overall, Harmoney has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harmoney's Total Receivables compare to V and MA?
Harmoney's Total Receivables of A$828.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Receivables for a Credit Services company?
A good Total Receivables depends on the Credit Services industry context. However, Total Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Receivables mean?
A high Total Receivables can signal that a stock is expensive relative to its fundamentals. Total Receivables is the sum of all receivables owed by customers and affiliates within one year. View historical data on Harmoney and its competitors. Harmoney's current Total Receivables is A$828.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harmoney stock overvalued right now?
Based on GuruFocus' analysis, Harmoney (ASX:HMY) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.58, compared to a current price of A$0.76 — trading 31% above its estimated fair value. The current Total Receivables is A$828.0 Mil. Harmoney's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Receivables calculated?
Total Receivables is calculated from a company's financial statements. For Harmoney (ASX:HMY), the current Total Receivables is A$828.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harmoney (ASX:HMY) Overvalued in 2026?

Based on GuruFocus' analysis, Harmoney stock appears to be overvalued. The current stock price of A$0.76 is trading 31% above its estimated GF Value™ of A$0.58. GuruFocus considers Harmoney to be Significantly Overvalued.

Key valuation signals for ASX:HMY:

  • Total Receivables: A$828.0 Mil
  • GF Value™: A$0.58 vs. price of A$0.76 (31% above fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the ASX:HMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harmoney Business Description

Address 110 Customs Street West, Level 3, Auckland, NTL, NZL, 1010
Harmoney Corp Ltd operates in the consumer credit industry. It provides customers with secured and unsecured personal loans that are easy to access, competitively priced using risk-adjusted interest rates, and accessed completely online. Geographically, the group generates maximum revenue from its business in Australia, and the rest from New Zealand.
38GF Score

Get the complete analysis for ASX:HMY

Total Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.76
Price
A$0.58
GF Value