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HarmoneyASX:HMY -0.66%35 Receivables Turnover is 0.00 as of Dec. 2025. GuruFocus rates ASX:HMY with a GF Score™ of 35/100 and a GF Value™ of A$0.59 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 296 Credit Services companies, Harmoney ranks worse than 90.88% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Harmoney's Revenue for the
six
months ended in Dec. 2025 was A$0.0 Mil. Harmoney's average Accounts Receivable for the
six
months ended in Dec. 2025 was A$415.0 Mil.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Harmoney Receivables Turnover Related Terms
Harmoney Receivables Turnover Historical Data
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The historical data trend for Harmoney's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:HMY vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Harmoney's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harmoney Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Harmoney's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Harmoney's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harmoney (ASX:HMY) has a Receivables Turnover of 0.00 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Harmoney and its competitors. According to the industry distribution chart, Harmoney ranks #269 out of 296 companies in the Credit Services industry, placing it in the top 90.9%.
Is Harmoney's Receivables Turnover too high?
Harmoney's current Receivables Turnover is 0.00. Based on the distribution chart, Harmoney ranks #269 out of 296 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Harmoney has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harmoney's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Harmoney ranks #269 out of 296 companies for Receivables Turnover. This places Harmoney in the lower half of its industry. The industry median Receivables Turnover is 8.77. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.77, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Harmoney and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harmoney's current Receivables Turnover is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harmoney stock overvalued right now?
Based on GuruFocus' analysis, Harmoney (ASX:HMY) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.59, compared to a current price of A$0.75 — trading 27.1% above its estimated fair value. The current Receivables Turnover is 0.00. Harmoney's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Harmoney (ASX:HMY), the current Receivables Turnover is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harmoney (ASX:HMY) Overvalued in 2026?
Based on GuruFocus' analysis, Harmoney stock appears to be overvalued.
The current stock price of A$0.75 is trading 27.1% above its estimated GF Value™ of A$0.59.
GuruFocus considers Harmoney to be Modestly Overvalued.
Key valuation signals for ASX:HMY:
Receivables Turnover: 0.00
GF Value™: A$0.59 vs. price of A$0.75 (27.1% above fair value)
No single metric tells the full story. See the ASX:HMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harmoney Corp Ltd operates in the consumer credit industry. It provides customers with secured and unsecured personal loans that are easy to access, competitively priced using risk-adjusted interest rates, and accessed completely online. Geographically, the group generates maximum revenue from its business in Australia, and the rest from New Zealand.
35GF Score
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