Harmoney (ASX:HMY) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


ASX:HMY Harmoney Corp Ltd ASX:HMY
38 GF Score
Price A$0.79
GF Value A$0.58
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Harmoney Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Harmoney's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

ASX:HMY vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Harmoney's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Harmoney Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Harmoney's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Harmoney's Margin of Safety % (DCF FCF Based) falls into.


ASX:HMY
38GF Score
Harmoney Corp Ltd ASX:HMY
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Harmoney (ASX:HMY) Overvalued in 2026?

Based on GuruFocus' analysis, Harmoney stock appears to be overvalued. The current stock price of A$0.79 is trading 36.2% above its estimated GF Value™ of A$0.58. GuruFocus considers Harmoney to be Significantly Overvalued.

Key valuation signals for ASX:HMY:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: A$0.58 vs. price of A$0.79 (36.2% above fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the ASX:HMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harmoney Business Description

Address 110 Customs Street West, Level 3, Auckland, NTL, NZL, 1010
Harmoney Corp Ltd operates in the consumer credit industry. It provides customers with secured and unsecured personal loans that are easy to access, competitively priced using risk-adjusted interest rates, and accessed completely online. Geographically, the group generates maximum revenue from its business in Australia, and the rest from New Zealand.
38GF Score

Get the complete analysis for ASX:HMY

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.79
Price
A$0.58
GF Value