GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BPER Banca SpA (OTCPK:BPXXY) » Definitions » Liabilities-to-Assets

BPXXY (BPER Banca SpA) Liabilities-to-Assets : 0.92 (As of Sep. 2024)


View and export this data going back to 2013. Start your Free Trial

What is BPER Banca SpA Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. BPER Banca SpA's Total Liabilities for the quarter that ended in Sep. 2024 was $143,323 Mil. BPER Banca SpA's Total Assets for the quarter that ended in Sep. 2024 was $155,311 Mil. Therefore, BPER Banca SpA's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 was 0.92.


BPER Banca SpA Liabilities-to-Assets Historical Data

The historical data trend for BPER Banca SpA's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BPER Banca SpA Liabilities-to-Assets Chart

BPER Banca SpA Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.93 0.95 0.95 0.93

BPER Banca SpA Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.93 0.93 0.93 0.92

Competitive Comparison of BPER Banca SpA's Liabilities-to-Assets

For the Banks - Regional subindustry, BPER Banca SpA's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's Liabilities-to-Assets falls into.



BPER Banca SpA Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

BPER Banca SpA's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=144561.485/154992.758
=0.93

BPER Banca SpA's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 is calculated as

Liabilities-to-Assets (Q: Sep. 2024 )=Total Liabilities/Total Assets
=143323.107/155311.321
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BPER Banca SpA  (OTCPK:BPXXY) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


BPER Banca SpA Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of BPER Banca SpA's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


BPER Banca SpA Business Description

Traded in Other Exchanges
Address
Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.

BPER Banca SpA Headlines

From GuruFocus

Q4 2021 Bper Banca SpA Earnings Call Transcript

By GuruFocus Research 02-12-2024

Q1 2019 Bper Banca SpA Earnings Call Transcript

By GuruFocus Research 02-12-2024

Q2 2021 Bper Banca SpA Earnings Call Transcript

By GuruFocus Research 02-12-2024

Q3 2022 Bper Banca SpA Earnings Call Transcript

By GuruFocus Research 02-12-2024

Q3 2021 Bper Banca SpA Earnings Call Transcript

By GuruFocus Research 02-12-2024

Bper Banca SpA Corporate Call Transcript

By GuruFocus Research 02-12-2024