CDLX (Cardlytics) Long-Term Debt: $204.2 Mil (As of Mar. 2026)


CDLX Cardlytics Inc CDLX
34 GF Score
Price $4.47
GF Value $18.52
Valuation Possible Value Trap
! 4 Warning Signs
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What is Cardlytics Long-Term Debt?

Cardlytics CDLX +0.22% 34 Long-Term Debt is $204.2 Mil as of Mar. 2026. GuruFocus rates CDLX with a GF Score™ of 34/100 and a GF Value™ of $18.52 (Possible Value Trap). The stock has 4 warning signs investors should review.

Cardlytics's Long-Term Debt for the quarter that ended in Mar. 2026 was $204.2 Mil.

Cardlytics's quarterly Long-Term Debt increased from Sep. 2025 ($168.6 Mil) to Dec. 2025 ($208.9 Mil) but then declined from Dec. 2025 ($208.9 Mil) to Mar. 2026 ($204.2 Mil).

Cardlytics's annual Long-Term Debt declined from Dec. 2023 ($257.5 Mil) to Dec. 2024 ($167.7 Mil) but then increased from Dec. 2024 ($167.7 Mil) to Dec. 2025 ($208.9 Mil).

Cardlytics  (NAS:CDLX) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Cardlytics Long-Term Debt Related Terms

Cardlytics Long-Term Debt Historical Data

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The historical data trend for Cardlytics's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cardlytics Long-Term Debt Chart

Cardlytics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 184.40 226.05 257.50 167.73 208.92

Cardlytics Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 168.01 168.29 168.57 208.92 204.20
CDLX
34GF Score
Cardlytics Inc CDLX
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $204.2 Mil mean?
Cardlytics (CDLX) has a Long-Term Debt of $204.2 Mil as of Mar. 2026.
Is Cardlytics' Long-Term Debt too high?
Cardlytics' current Long-Term Debt is $204.2 Mil. Overall, Cardlytics has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cardlytics' Long-Term Debt compare to WIMI and ACCS?
Cardlytics' Long-Term Debt of $204.2 Mil can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Media - Diversified company?
A good Long-Term Debt depends on the Media - Diversified industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Cardlytics's current Long-Term Debt is $204.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cardlytics stock overvalued right now?
Based on GuruFocus' analysis, Cardlytics (CDLX) is currently considered Possible Value Trap. The stock's GF Value™ is $18.52, compared to a current price of $4.47 — trading 75.9% below its estimated fair value. The current Long-Term Debt is $204.2 Mil. Cardlytics' overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Cardlytics (CDLX), the current Long-Term Debt is $204.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cardlytics (CDLX) Overvalued in 2026?

Based on GuruFocus' analysis, Cardlytics stock appears to be undervalued. The current stock price of $4.47 is trading 75.9% below its estimated GF Value™ of $18.52. GuruFocus considers Cardlytics to be Possible Value Trap.

Key valuation signals for CDLX:

  • Long-Term Debt: $204.2 Mil
  • GF Value™: $18.52 vs. price of $4.47 (75.9% below fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the CDLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cardlytics Business Description

Other Exchanges 0LEC:UKCYX0:Germany
Address 675 Ponce de Leon Avenue, NE, Suite 4100, Atlanta, GA, USA, 30308
Cardlytics Inc is a commerce media platform that is designed to make commerce smarter and rewarding for everyone. At the core of its commerce media platform is the financial media network that it runs within its partners' digital channels, which includes online and mobile applications (the Cardlytics platform). Additionally, it operates an identity resolution platform that utilizes point-of-sale (POS) data, including product-level purchase data, to enable marketers to perform analytics and targeted loyalty marketing and also measure the impact of their marketing (the Bridg platform). It operates in three segments: the Cardlytics platform in the U.S.; the Cardlytics platform in the U.K.; and the Bridg platform. The majority of the revenue is derived from the Cardlytics platform.
34GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.47
Price
$18.52
GF Value