VCredit Holdings (FRA:5R6) Long-Term Debt: €0.00 Mil (As of Dec. 2025)

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FRA:5R6 VCredit Holdings Ltd FRA:5R6
21 GF Score
Price €0.09
GF Value €0.06
Valuation Significantly Overvalued
! 3 Warning Signs
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What is VCredit Holdings Long-Term Debt?

VCredit Holdings FRA:5R6 -1.64% 21 Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus rates FRA:5R6 with a GF Score™ of 21/100 and a GF Value™ of €0.06 (Significantly Overvalued). The stock has 3 warning signs investors should review.

VCredit Holdings's Long-Term Debt for the quarter that ended in Dec. 2025 was €0.00 Mil.

VCredit Holdings  (FRA:5R6) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

VCredit Holdings Long-Term Debt Related Terms

VCredit Holdings Long-Term Debt Historical Data

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The historical data trend for VCredit Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VCredit Holdings Long-Term Debt Chart

VCredit Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
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VCredit Holdings Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:5R6
21GF Score
VCredit Holdings Ltd FRA:5R6
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €0.00 Mil mean?
VCredit Holdings (FRA:5R6) has a Long-Term Debt of €0.00 Mil as of Dec. 2025.
Is VCredit Holdings' Long-Term Debt too high?
VCredit Holdings' current Long-Term Debt is €0.00 Mil. Overall, VCredit Holdings has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VCredit Holdings' Long-Term Debt compare to V and MA?
VCredit Holdings' Long-Term Debt of €0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. VCredit Holdings's current Long-Term Debt is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VCredit Holdings stock overvalued right now?
Based on GuruFocus' analysis, VCredit Holdings (FRA:5R6) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.06, compared to a current price of €0.09 — trading 50% above its estimated fair value. The current Long-Term Debt is €0.00 Mil. VCredit Holdings' overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For VCredit Holdings (FRA:5R6), the current Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VCredit Holdings (FRA:5R6) Overvalued in 2026?

Based on GuruFocus' analysis, VCredit Holdings stock appears to be overvalued. The current stock price of €0.09 is trading 50% above its estimated GF Value™ of €0.06. GuruFocus considers VCredit Holdings to be Significantly Overvalued.

Key valuation signals for FRA:5R6:

  • Long-Term Debt: €0.00 Mil
  • GF Value™: €0.06 vs. price of €0.09 (50% above fair value)
  • GF Score™: 21/100 with 3 warning signs

No single metric tells the full story. See the FRA:5R6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VCredit Holdings Business Description

Other Exchanges 02003:Hong Kong
Address 19th Floor, Two Pacific Place, Suite 1918, 88 Queensway, Hong Kong, HKG, 200085
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
21GF Score

Get the complete analysis for FRA:5R6

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.09
Price
€0.06
GF Value