VCredit Holdings (FRA:5R6) Revenue: €43.50 Mil (TTM As of Dec. 2025)

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FRA:5R6 VCredit Holdings Ltd FRA:5R6
21 GF Score
Price €0.09
GF Value €0.06
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is VCredit Holdings Revenue?

VCredit Holdings FRA:5R6 -0.53% 21 Revenue is €43.50 Mil as of Dec. 2025. GuruFocus rates FRA:5R6 with a GF Score™ of 21/100 and a GF Value™ of €0.06 (Significantly Overvalued). The stock has 3 warning signs investors should review.

VCredit Holdings's revenue for the six months ended in Dec. 2025 was €-47.08 Mil. Its revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €43.50 Mil. VCredit Holdings's Revenue per Share for the six months ended in Dec. 2025 was €-0.10. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.09.

Warning Sign:

VCredit Holdings Ltd revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of VCredit Holdings was -75.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was -33.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 11 years, VCredit Holdings's highest 3-Year average Revenue per Share Growth Rate was 14.80% per year. The lowest was -33.90% per year. And the median was -3.60% per year.


VCredit Holdings  (FRA:5R6) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


VCredit Holdings Revenue Related Terms


VCredit Holdings Revenue Historical Data

* Premium members only.

The historical data trend for VCredit Holdings's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VCredit Holdings Revenue Chart

VCredit Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 273.30 168.02 188.54 197.70 43.87

VCredit Holdings Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.39 60.06 136.18 90.58 -47.08

FRA:5R6 vs V, MA, AXP: Revenue Comparison

For the Credit Services subindustry, VCredit Holdings's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VCredit Holdings Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, VCredit Holdings's Revenue distribution charts can be found below:

* The bar in red indicates where VCredit Holdings's Revenue falls into.


FRA:5R6
21GF Score
VCredit Holdings Ltd FRA:5R6
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VCredit Holdings Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €43.50 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of €43.50 Mil mean?
VCredit Holdings (FRA:5R6) has a Revenue of €43.50 Mil as of Dec. 2025. Revenue is the total amount a company generates as sales through its operations. View historical data on VCredit Holdings and its competitors.
Is VCredit Holdings' Revenue too high?
VCredit Holdings' current Revenue is €43.50 Mil. Overall, VCredit Holdings has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VCredit Holdings' Revenue compare to V and MA?
VCredit Holdings' Revenue of €43.50 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Credit Services company?
A good Revenue depends on the Credit Services industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on VCredit Holdings and its competitors. VCredit Holdings's current Revenue is €43.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VCredit Holdings stock overvalued right now?
Based on GuruFocus' analysis, VCredit Holdings (FRA:5R6) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.06, compared to a current price of €0.09 — trading 56.7% above its estimated fair value. The current Revenue is €43.50 Mil. VCredit Holdings' overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For VCredit Holdings (FRA:5R6), the current Revenue is €43.50 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VCredit Holdings (FRA:5R6) Overvalued in 2026?

Based on GuruFocus' analysis, VCredit Holdings stock appears to be overvalued. The current stock price of €0.09 is trading 56.7% above its estimated GF Value™ of €0.06. GuruFocus considers VCredit Holdings to be Significantly Overvalued.

Key valuation signals for FRA:5R6:

  • Revenue: €43.50 Mil
  • GF Value™: €0.06 vs. price of €0.09 (56.7% above fair value)
  • GF Score™: 21/100 with 3 warning signs

No single metric tells the full story. See the FRA:5R6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VCredit Holdings Business Description

Other Exchanges 02003:Hong Kong
Address 19th Floor, Two Pacific Place, Suite 1918, 88 Queensway, Hong Kong, HKG, 200085
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
21GF Score

Get the complete analysis for FRA:5R6

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.09
Price
€0.06
GF Value