VCredit Holdings (FRA:5R6) 1-Year Sharpe Ratio: -5.25 (As of Sep. 03, 2026)

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FRA:5R6 VCredit Holdings Ltd FRA:5R6
26 GF Score
Price €0.09
GF Value €0.06
! 2 Warning Signs
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What is VCredit Holdings 1-Year Sharpe Ratio?

VCredit Holdings FRA:5R6 26 1-Year Sharpe Ratio is -5.25 as of Sep. 03, 2026. GuruFocus rates FRA:5R6 with a GF Score™ of 26/100 and a GF Value™ of €0.06. The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-03), VCredit Holdings's 1-Year Sharpe Ratio is -5.25.

VCredit Holdings  (FRA:5R6) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

VCredit Holdings 1-Year Sharpe Ratio Related Terms

FRA:5R6 vs V, MA, AXP: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, VCredit Holdings's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VCredit Holdings 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, VCredit Holdings's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where VCredit Holdings's 1-Year Sharpe Ratio falls into.


FRA:5R6
26GF Score
VCredit Holdings Ltd FRA:5R6
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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VCredit Holdings 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -5.25 mean?
VCredit Holdings (FRA:5R6) has a 1-Year Sharpe Ratio of -5.25 as of Sep. 03, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for VCredit Holdings and its competitors.
Is VCredit Holdings' 1-Year Sharpe Ratio too high?
VCredit Holdings' current 1-Year Sharpe Ratio is -5.25. Overall, VCredit Holdings has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does VCredit Holdings' 1-Year Sharpe Ratio compare to V and MA?
VCredit Holdings' 1-Year Sharpe Ratio of -5.25 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for VCredit Holdings and its competitors. VCredit Holdings's current 1-Year Sharpe Ratio is -5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VCredit Holdings stock overvalued right now?
VCredit Holdings (FRA:5R6) has a current 1-Year Sharpe Ratio of -5.25. The stock's GF Value™ is €0.06, compared to a current price of €0.09 — trading 50% above its estimated fair value. The current 1-Year Sharpe Ratio is -5.25. VCredit Holdings' overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For VCredit Holdings (FRA:5R6), the current 1-Year Sharpe Ratio is -5.25 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VCredit Holdings (FRA:5R6) Overvalued in 2026?

Based on GuruFocus' analysis, VCredit Holdings stock appears to be overvalued. The current stock price of €0.09 is trading 50% above its estimated GF Value™ of €0.06.

Key valuation signals for FRA:5R6:

  • 1-Year Sharpe Ratio: -5.25
  • GF Value™: €0.06 vs. price of €0.09 (50% above fair value)
  • GF Score™: 26/100 with 2 warning signs

No single metric tells the full story. See the FRA:5R6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VCredit Holdings Business Description

Other Exchanges 02003:Hong Kong
Address 19th Floor, Two Pacific Place, Suite 1918, 88 Queensway, Hong Kong, HKG, 200085
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
26GF Score

Get the complete analysis for FRA:5R6

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.09
Price
€0.06
GF Value