National Refinery (KAR:NRL) Long-Term Debt: ₨5,625 Mil (As of Mar. 2026)

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KAR:NRL National Refinery Ltd KAR:NRL
69 GF Score
Price ₨414.56
GF Value ₨332.29
Valuation Modestly Overvalued
! 4 Warning Signs
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What is National Refinery Long-Term Debt?

National Refinery KAR:NRL -3.67% 69 Long-Term Debt is ₨5,625 Mil as of Mar. 2026. GuruFocus rates KAR:NRL with a GF Score™ of 69/100 and a GF Value™ of ₨332.29 (Modestly Overvalued). The stock has 4 warning signs investors should review.

National Refinery's Long-Term Debt for the quarter that ended in Mar. 2026 was ₨5,625 Mil.

National Refinery's quarterly Long-Term Debt declined from Sep. 2025 (₨9,375 Mil) to Dec. 2025 (₨7,500 Mil) and declined from Dec. 2025 (₨7,500 Mil) to Mar. 2026 (₨5,625 Mil).

National Refinery's annual Long-Term Debt stayed the same from Jun. 2023 (₨0 Mil) to Jun. 2024 (₨0 Mil) but then increased from Jun. 2024 (₨0 Mil) to Jun. 2025 (₨11,250 Mil).

National Refinery  (KAR:NRL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

National Refinery Long-Term Debt Related Terms

National Refinery Long-Term Debt Historical Data

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The historical data trend for National Refinery's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Refinery Long-Term Debt Chart

National Refinery Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 11,250.00

National Refinery Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,000.00 11,250.00 9,375.00 7,500.00 5,625.00
KAR:NRL
69GF Score
National Refinery Ltd KAR:NRL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₨5,625 Mil mean?
National Refinery (KAR:NRL) has a Long-Term Debt of ₨5,625 Mil as of Mar. 2026.
Is National Refinery's Long-Term Debt too high?
National Refinery's current Long-Term Debt is ₨5,625 Mil. Overall, National Refinery has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Refinery's Long-Term Debt compare to VLO and MPC?
National Refinery's Long-Term Debt of ₨5,625 Mil can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Oil & Gas company?
A good Long-Term Debt depends on the Oil & Gas industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. National Refinery's current Long-Term Debt is ₨5,625 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Refinery stock overvalued right now?
Based on GuruFocus' analysis, National Refinery (KAR:NRL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨332.29, compared to a current price of ₨414.56 — trading 24.8% above its estimated fair value. The current Long-Term Debt is ₨5,625 Mil. National Refinery's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For National Refinery (KAR:NRL), the current Long-Term Debt is ₨5,625 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Refinery (KAR:NRL) Overvalued in 2026?

Based on GuruFocus' analysis, National Refinery stock appears to be overvalued. The current stock price of ₨414.56 is trading 24.8% above its estimated GF Value™ of ₨332.29. GuruFocus considers National Refinery to be Modestly Overvalued.

Key valuation signals for KAR:NRL:

  • Long-Term Debt: ₨5,625 Mil
  • GF Value™: ₨332.29 vs. price of ₨414.56 (24.8% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the KAR:NRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Refinery Business Description

Industry EnergyOil & Gas
Address 7-B, Korangi Industrial Area, P.O. Box 8228, Karachi, PAK, 74900
National Refinery Ltd is a Pakistan-based company engaged in manufacturing and supplying fuel products, lubes, BTX, asphalts and specialty products for domestic consumption and export. It is also involved in the crude oil refining business. The company operates through two segments namely Fuel and Lube. The Fuel segment, which is the key revenue driver, is engaged in the production of high-speed diesel, naphtha, motor gasoline, liquefied petroleum gas, jet fuels, and furnace oil. The Lube segment produces multiple grades of lube base oils, bitumen, waxes and rubber process oil and some quantities of other fuel products. It derives maximum revenue from Fuel Segment.
69GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨414.56
Price
₨332.29
GF Value