National Bank (DHA:NBL) LT-Debt-to-Total-Asset: 0.21 (As of Mar. 2026)


DHA:NBL National Bank PLC DHA:NBL
23 GF Score
Price BDT3.80
! 3 Warning Signs
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What is National Bank LT-Debt-to-Total-Asset?

National Bank DHA:NBL 23 LT-Debt-to-Total-Asset is 0.21 as of Mar. 2026. GuruFocus rates DHA:NBL with a GF Score™ of 23/100. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.21.

National Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.15) to Mar. 2026 (0.21). It may suggest that National Bank is progressively becoming more dependent on debt to grow their business.

National Bank  (DHA:NBL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank LT-Debt-to-Total-Asset Related Terms

National Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank LT-Debt-to-Total-Asset Chart

National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.11 0.22 0.20

National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.17 0.18 0.20 0.21
DHA:NBL
23GF Score
National Bank PLC DHA:NBL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank LT-Debt-to-Total-Asset Calculation

National Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=99645.707/506950.551
=0.20

National Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=108824.306/514576.03
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.21 mean?
National Bank (DHA:NBL) has a LT-Debt-to-Total-Asset of 0.21 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank and its competitors.
Is National Bank's LT-Debt-to-Total-Asset too high?
National Bank's current LT-Debt-to-Total-Asset is 0.21. Overall, National Bank has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does National Bank's LT-Debt-to-Total-Asset compare to competitors?
National Bank's LT-Debt-to-Total-Asset of 0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank and its competitors. National Bank's current LT-Debt-to-Total-Asset is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank stock overvalued right now?
National Bank (DHA:NBL) has a current LT-Debt-to-Total-Asset of 0.21. The current LT-Debt-to-Total-Asset is 0.21. National Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank (DHA:NBL), the current LT-Debt-to-Total-Asset is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Bank Business Description

Address 116/1, Kazi Nazrul Islam Avenue, Banglamotor, Ramna, Dhaka, BGD
National Bank PLC provides a comprehensive range of financial services, including personal and commercial banking, trade services, cash management, treasury, security, and custodian services. Its offerings include retail deposit, retail loans, Cards, MSME and Agriculture loans, Corporate Banking services, and Foreign Remittance.
23GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT3.80
Price