National BankDHA:NBL -2.56%23 Net Margin % is 121.80% as of Mar. 2026, which is 287% above its 10-year median of 31.51. GuruFocus rates DHA:NBL with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, National Bank ranks better than 99.61% on this metric.
Net margin is calculated as Net Income divided by its Revenue. National Bank's Net Income for the
three
months ended in Mar. 2026 was BDT-11,333.83 Mil. National Bank's Revenue for the
three
months ended in Mar. 2026 was BDT-9,305.05 Mil. Therefore, National Bank's net margin for the quarter that ended in Mar. 2026 was 121.80%.
The historical rank and industry rank for National Bank's Net Margin % or its related term are showing as below:
DHA:NBL'
s Net Margin % Range Over the Past 10 Years
Min: 3.91 Med: 31.51 Max: 821.97
Current: 179.44
DHA:NBL's Net Margin % is ranked better than 99.61% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs DHA:NBL: 179.44
National Bank (DHA:NBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
National Bank Net Margin % Related Terms
National Bank Net Margin % Historical Data
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The historical data trend for National Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where National Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank (DHA:NBL) has a Net Margin % of 121.80% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on National Bank and its competitors. This is 287% above median its historical median of 31.51. Over the past decade, National Bank's Net Margin % has ranged from 3.91 to 821.97. According to the industry distribution chart, National Bank ranks #6 out of 1527 companies in the Banks industry, placing it in the top 0.40000000000001%.
Is National Bank's Net Margin % too high?
National Bank's current Net Margin % of 121.80% is 287% above median its 10-year median of 31.51. Over the past 10 years, this metric has ranged from a low of 3.91 to a high of 821.97. The Banks industry median Net Margin % is 26.95. National Bank's value of 121.80% is 351.9% above this industry median. Based on the distribution chart, National Bank ranks #6 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does National Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank ranks #6 out of 1527 companies for Net Margin %. This places National Bank in the top 0% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. National Bank's value of 121.80% is 351.9% above this benchmark. Historically, National Bank's own Net Margin % has ranged from 3.91 to 821.97 over the past decade. While the company's 10-year median is 31.51 vs. the industry median of 26.95, National Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank's current Net Margin % of 121.80% is 351.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on National Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank's current Net Margin % is 121.80%, which is 287% above median its own 10-year median of 31.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank stock overvalued right now?
National Bank (DHA:NBL) has a current Net Margin % of 121.80%. The current Net Margin % is 121.80%, which is 287% above median its 10-year median of 31.51 and 351.9% above the Banks industry median of 26.95. National Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For National Bank (DHA:NBL), the current Net Margin % is 121.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
National Bank PLC provides a comprehensive range of financial services, including personal and commercial banking, trade services, cash management, treasury, security, and custodian services. Its offerings include retail deposit, retail loans, Cards, MSME and Agriculture loans, Corporate Banking services, and Foreign Remittance.
23GF Score
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