National Bank (DHA:NBL) FCF Margin %: 49.71% (As of Mar. 2026) — 10% Below Median


DHA:NBL National Bank PLC DHA:NBL
23 GF Score
Price BDT3.80
! 3 Warning Signs
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What is National Bank FCF Margin %?

National Bank DHA:NBL -2.56% 23 FCF Margin % is 49.71% as of Mar. 2026, which is 10% below its 10-year median of 55.22. GuruFocus rates DHA:NBL with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, National Bank ranks worse than 52.23% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. National Bank's Free Cash Flow for the three months ended in Mar. 2026 was BDT-4,626.00 Mil. National Bank's Revenue for the three months ended in Mar. 2026 was BDT-9,305.05 Mil. Therefore, National Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 49.71%.

As of today, National Bank's current FCF Yield % is -37.81%.

The historical rank and industry rank for National Bank's FCF Margin % or its related term are showing as below:

DHA:NBL' s FCF Margin % Range Over the Past 10 Years
Min: -119.17   Med: 55.22   Max: 1408.24
Current: 24.83


During the past 13 years, the highest FCF Margin % of National Bank was 1408.24%. The lowest was -119.17%. And the median was 55.22%.

DHA:NBL's FCF Margin % is ranked worse than
52.23% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs DHA:NBL: 24.83


National Bank FCF Margin % Related Terms


National Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for National Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank FCF Margin % Chart

National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.94 1,408.24 48.94 367.12 182.69

National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 703.79 0.00 0.00 0.00 49.71

National Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, National Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where National Bank's FCF Margin % falls into.


DHA:NBL
23GF Score
National Bank PLC DHA:NBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

National Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-44081.574/-24128.661
=182.69 %

National Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-4625.999/-9305.054
=49.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 49.71% mean?
National Bank (DHA:NBL) has a FCF Margin % of 49.71% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank and its competitors. This is 10% below median its historical median of 55.22. According to the industry distribution chart, National Bank ranks #786 out of 1505 companies in the Banks industry, placing it in the top 52.2%.
Is National Bank's FCF Margin % too high?
National Bank's current FCF Margin % of 49.71% is 10% below median its 10-year median of 55.22. The Banks industry median FCF Margin % is 26.55. National Bank's value of 49.71% is 87.2% above this industry median. Based on the distribution chart, National Bank ranks #786 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does National Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank ranks #786 out of 1505 companies for FCF Margin %. This places National Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. National Bank's value of 49.71% is 87.2% above this benchmark. While the company's 10-year median is 55.22 vs. the industry median of 26.55, National Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank's current FCF Margin % of 49.71% is 87.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank's current FCF Margin % is 49.71%, which is 10% below median its own 10-year median of 55.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank stock overvalued right now?
National Bank (DHA:NBL) has a current FCF Margin % of 49.71%. The current FCF Margin % is 49.71%, which is 10% below median its 10-year median of 55.22 and 87.2% above the Banks industry median of 26.55. National Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National Bank (DHA:NBL), the current FCF Margin % is 49.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Bank Business Description

Address 116/1, Kazi Nazrul Islam Avenue, Banglamotor, Ramna, Dhaka, BGD
National Bank PLC provides a comprehensive range of financial services, including personal and commercial banking, trade services, cash management, treasury, security, and custodian services. Its offerings include retail deposit, retail loans, Cards, MSME and Agriculture loans, Corporate Banking services, and Foreign Remittance.
23GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT3.80
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