National Bank (DHA:NBL) Scaled Net Operating Assets: 0.11 (As of Mar. 2026)


DHA:NBL National Bank PLC DHA:NBL
23 GF Score
Price BDT3.80
! 3 Warning Signs
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What is National Bank Scaled Net Operating Assets?

National Bank DHA:NBL -2.56% 23 Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus rates DHA:NBL with a GF Score™ of 23/100. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank's operating assets for the quarter that ended in Mar. 2026 was BDT499,047.34 Mil. National Bank's operating liabilities for the quarter that ended in Mar. 2026 was BDT440,767.39 Mil. National Bank's Total Assets for the quarter that ended in Dec. 2025 was BDT506,950.55 Mil. Therefore, National Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.11.

DHA:NBL
23GF Score
National Bank PLC DHA:NBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(496380.322-431029.451)/574753.185
=0.11

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=506950.551 - 10570.229
=496380.322

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=530675.158 - 99645.707 - 0
=431029.451

National Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(499047.337-440767.391)/506950.551
=0.11

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=514576.03 - 15528.693
=499047.337

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=549591.697 - 108824.306 - 0
=440767.391

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
National Bank (DHA:NBL) has a Scaled Net Operating Assets of 0.11 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank and its competitors.
Is National Bank's Scaled Net Operating Assets too high?
National Bank's current Scaled Net Operating Assets is 0.11. Overall, National Bank has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does National Bank's Scaled Net Operating Assets compare to competitors?
National Bank's Scaled Net Operating Assets of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank and its competitors. National Bank's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank stock overvalued right now?
National Bank (DHA:NBL) has a current Scaled Net Operating Assets of 0.11. The current Scaled Net Operating Assets is 0.11. National Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Bank (DHA:NBL), the current Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Bank Business Description

Address 116/1, Kazi Nazrul Islam Avenue, Banglamotor, Ramna, Dhaka, BGD
National Bank PLC provides a comprehensive range of financial services, including personal and commercial banking, trade services, cash management, treasury, security, and custodian services. Its offerings include retail deposit, retail loans, Cards, MSME and Agriculture loans, Corporate Banking services, and Foreign Remittance.
23GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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