National Bank (DHA:NBL) Return-on-Tangible-Equity: 0.00% (As of Mar. 2026)


DHA:NBL National Bank PLC DHA:NBL
23 GF Score
Price BDT3.80
! 3 Warning Signs
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What is National Bank Return-on-Tangible-Equity?

National Bank DHA:NBL 23 Return-on-Tangible-Equity is 0.00% as of Mar. 2026. GuruFocus rates DHA:NBL with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 1,526 Banks companies, National Bank ranks worse than 65530.73% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. National Bank's annualized net income for the quarter that ended in Mar. 2026 was BDT-45,335.32 Mil. National Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was BDT-36,702.74 Mil. Therefore, National Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was N/A%.

The historical rank and industry rank for National Bank's Return-on-Tangible-Equity or its related term are showing as below:

During the past 13 years, National Bank's highest Return-on-Tangible-Equity was 16.13%. The lowest was -140.07%. And the median was 8.02%.

DHA:NBL's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.195
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

National Bank  (DHA:NBL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


National Bank Return-on-Tangible-Equity Related Terms


National Bank Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for National Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Return-on-Tangible-Equity Chart

National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 -92.73 -140.07 0.00 0.00

National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

National Bank Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, National Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, National Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where National Bank's Return-on-Tangible-Equity falls into.


DHA:NBL
23GF Score
National Bank PLC DHA:NBL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Return-on-Tangible-Equity Calculation

National Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-24318.238/( (-13911.045+-38389.63 )/ 2 )
=-24318.238/-26150.3375
=N/A %

National Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-45335.324/( (-38389.63+-35015.859)/ 2 )
=-45335.324/-36702.7445
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
National Bank (DHA:NBL) has a Return-on-Tangible-Equity of 0.00% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Bank and its competitors. According to the industry distribution chart, National Bank ranks #999999 out of 1526 companies in the Banks industry.
Is National Bank's Return-on-Tangible-Equity too high?
National Bank's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, National Bank ranks #999999 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does National Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, National Bank ranks #999999 out of 1526 companies for Return-on-Tangible-Equity. This places National Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank stock overvalued right now?
National Bank (DHA:NBL) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. National Bank's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For National Bank (DHA:NBL), the current Return-on-Tangible-Equity is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Bank Business Description

Address 116/1, Kazi Nazrul Islam Avenue, Banglamotor, Ramna, Dhaka, BGD
National Bank PLC provides a comprehensive range of financial services, including personal and commercial banking, trade services, cash management, treasury, security, and custodian services. Its offerings include retail deposit, retail loans, Cards, MSME and Agriculture loans, Corporate Banking services, and Foreign Remittance.
23GF Score

Get the complete analysis for DHA:NBL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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