Adalan Ventures (LSE:ZAIM) LT-Debt-to-Total-Asset: 0.53 (As of Dec. 2025)


What is Adalan Ventures LT-Debt-to-Total-Asset?

Adalan Ventures LSE:ZAIM LT-Debt-to-Total-Asset is 0.53 as of Dec. 2025. The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Adalan Ventures's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.53.

Adalan Ventures's long-term debt to total assets ratio declined from Dec. 2024 (15.00) to Dec. 2025 (0.53). It may suggest that Adalan Ventures is progressively becoming less dependent on debt to grow their business.

Adalan Ventures  (LSE:ZAIM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Adalan Ventures LT-Debt-to-Total-Asset Related Terms

Adalan Ventures LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Adalan Ventures's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adalan Ventures LT-Debt-to-Total-Asset Chart

Adalan Ventures Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.64 0.44 0.34 15.00 0.53

Adalan Ventures Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Jun23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 15.00 10.00 0.53

Adalan Ventures LT-Debt-to-Total-Asset Calculation

Adalan Ventures's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=0.042/0.079
=0.53

Adalan Ventures's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=0.042/0.079
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.53 mean?
Adalan Ventures (LSE:ZAIM) has a LT-Debt-to-Total-Asset of 0.53 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Adalan Ventures and its competitors.
Is Adalan Ventures' LT-Debt-to-Total-Asset too high?
Adalan Ventures' current LT-Debt-to-Total-Asset is 0.53.
How does Adalan Ventures' LT-Debt-to-Total-Asset compare to V and MA?
Adalan Ventures' LT-Debt-to-Total-Asset of 0.53 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Adalan Ventures and its competitors. Adalan Ventures's current LT-Debt-to-Total-Asset is 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adalan Ventures stock overvalued right now?
Adalan Ventures (LSE:ZAIM) has a current LT-Debt-to-Total-Asset of 0.53. The current LT-Debt-to-Total-Asset is 0.53. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Adalan Ventures (LSE:ZAIM), the current LT-Debt-to-Total-Asset is 0.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adalan Ventures Business Description

Address Trekhgorny Lane, Room No.1 -12, Structure 7, Moscow, RUS, 123022
Adalan Ventures PLC Formerly Zaim Credit Systems PLC is a regulated microfinance company in the Russian Federation. The main activity of the company is to provide financial services, except for insurance and pension services. It also provides loans and other types of credit.