Adalan Ventures (LSE:ZAIM) ROE %: 0.00% (As of Dec. 2025)


What is Adalan Ventures ROE %?

Adalan Ventures LSE:ZAIM ROE % is 0.00% as of Dec. 2025. The stock has 2 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Adalan Ventures's annualized net income for the quarter that ended in Dec. 2025 was £-0.65 Mil. Adalan Ventures's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was £-1.26 Mil. Therefore, Adalan Ventures's annualized ROE % for the quarter that ended in Dec. 2025 was N/A%.

The historical rank and industry rank for Adalan Ventures's ROE % or its related term are showing as below:

During the past 6 years, Adalan Ventures's highest ROE % was 49.17%. The lowest was -291.50%. And the median was -66.99%.

LSE:ZAIM's ROE % is not ranked *
in the Credit Services industry.
Industry Median: 6.61
* Ranked among companies with meaningful ROE % only.

Adalan Ventures  (LSE:ZAIM) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.652/-1.262
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-0.652 / -0.036)*(-0.036 / 0.041)*(0.041 / -1.262)
=Net Margin %*Asset Turnover*Equity Multiplier
=1811.11 %*-0.878*N/A
=ROA %*Equity Multiplier
=-1590.15 %*N/A
=N/A %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-0.652/-1.262
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-0.652 / -0.652) * (-0.652 / -0.036) * (-0.036 / 0.041) * (0.041 / -1.262)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1 * 1811.11 % * -0.878 * N/A
=N/A %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.

Adalan Ventures ROE % Related Terms

Adalan Ventures ROE % Historical Data

* Premium members only.

The historical data trend for Adalan Ventures's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adalan Ventures ROE % Chart

Adalan Ventures Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec24 Dec25
ROE %
Get a 7-Day Free Trial -291.50 -70.41 49.17 -63.57 0.00

Adalan Ventures Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Jun23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.38 0.00 0.00 0.00 0.00

LSE:ZAIM vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Adalan Ventures's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adalan Ventures ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Adalan Ventures's ROE % distribution charts can be found below:

* The bar in red indicates where Adalan Ventures's ROE % falls into.


Adalan Ventures ROE % Calculation

Adalan Ventures's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-0.453/( (-0.971+-1.425)/ 2 )
=-0.453/-1.198
=N/A %

Adalan Ventures's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-0.652/( (-1.099+-1.425)/ 2 )
=-0.652/-1.262
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Adalan Ventures (LSE:ZAIM) has a ROE % of 0.00% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Adalan Ventures and its competitors.
Is Adalan Ventures' ROE % too high?
Adalan Ventures' current ROE % is 0.00%.
How does Adalan Ventures' ROE % compare to V and MA?
Adalan Ventures' ROE % of 0.00% can be compared against companies in the Credit Services industry. The industry median ROE % is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Adalan Ventures and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adalan Ventures's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adalan Ventures stock overvalued right now?
Adalan Ventures (LSE:ZAIM) has a current ROE % of 0.00%. The current ROE % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Adalan Ventures (LSE:ZAIM), the current ROE % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adalan Ventures Business Description

Address Trekhgorny Lane, Room No.1 -12, Structure 7, Moscow, RUS, 123022
Adalan Ventures PLC Formerly Zaim Credit Systems PLC is a regulated microfinance company in the Russian Federation. The main activity of the company is to provide financial services, except for insurance and pension services. It also provides loans and other types of credit.