Ogaki Kyoritsu Bank (TSE:8361) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

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TSE:8361 Ogaki Kyoritsu Bank Ltd TSE:8361
47 GF Score
Price 円7,960.00
GF Value 円2,940.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ogaki Kyoritsu Bank LT-Debt-to-Total-Asset?

Ogaki Kyoritsu Bank TSE:8361 -1.12% 47 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates TSE:8361 with a GF Score™ of 47/100 and a GF Value™ of 円2,940.85 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ogaki Kyoritsu Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Ogaki Kyoritsu Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.03). It may suggest that Ogaki Kyoritsu Bank is progressively becoming less dependent on debt to grow their business.

Ogaki Kyoritsu Bank  (TSE:8361) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ogaki Kyoritsu Bank LT-Debt-to-Total-Asset Related Terms

Ogaki Kyoritsu Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Ogaki Kyoritsu Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ogaki Kyoritsu Bank LT-Debt-to-Total-Asset Chart

Ogaki Kyoritsu Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.06 0.05 0.04 0.03

Ogaki Kyoritsu Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.03 0.03 0.03
TSE:8361
47GF Score
Ogaki Kyoritsu Bank Ltd TSE:8361
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Ogaki Kyoritsu Bank LT-Debt-to-Total-Asset Calculation

Ogaki Kyoritsu Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=212767/6737053
=0.03

Ogaki Kyoritsu Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=212767/6737053
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Ogaki Kyoritsu Bank (TSE:8361) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ogaki Kyoritsu Bank and its competitors.
Is Ogaki Kyoritsu Bank's LT-Debt-to-Total-Asset too high?
Ogaki Kyoritsu Bank's current LT-Debt-to-Total-Asset is 0.03. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's LT-Debt-to-Total-Asset compare to competitors?
Ogaki Kyoritsu Bank's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ogaki Kyoritsu Bank and its competitors. Ogaki Kyoritsu Bank's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,940.85, compared to a current price of 円7,960.00 — trading 170.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Ogaki Kyoritsu Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?

Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued. The current stock price of 円7,960.00 is trading 170.7% above its estimated GF Value™ of 円2,940.85. GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.

Key valuation signals for TSE:8361:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: 円2,940.85 vs. price of 円7,960.00 (170.7% above fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ogaki Kyoritsu Bank Business Description

Address 3-98 Kuruwa-machi, Ogaki, Gifu, JPN, 503-8602
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
47GF Score

Get the complete analysis for TSE:8361

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,960.00
Price
円2,940.85
GF Value