Ogaki Kyoritsu Bank (TSE:8361) PEG Ratio: 6.95 (As of Jul. 15, 2026) — 27% Above Median

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Director of Data and Quant Analytics at GuruFocus
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TSE:8361 Ogaki Kyoritsu Bank Ltd TSE:8361
47 GF Score
Price 円7,800.00
GF Value 円2,939.98
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Ogaki Kyoritsu Bank PEG Ratio?

Ogaki Kyoritsu Bank TSE:8361 +0.78% 47 PEG Ratio is 6.95 as of Jul. 15, 2026, which is 27% above its 10-year median of 5.46. GuruFocus rates TSE:8361 with a GF Score™ of 47/100 and a GF Value™ of 円2,939.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,227 Banks companies, Ogaki Kyoritsu Bank ranks worse than 90.3% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Ogaki Kyoritsu Bank's PE Ratio without NRI is 20.17. Ogaki Kyoritsu Bank's 5-Year Book Value growth rate is 2.90%. Therefore, Ogaki Kyoritsu Bank's PEG Ratio for today is 6.95.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Ogaki Kyoritsu Bank's PEG Ratio or its related term are showing as below:

TSE:8361' s PEG Ratio Range Over the Past 10 Years
Min: 0.73   Med: 5.46   Max: 202.8
Current: 6.96


During the past 13 years, Ogaki Kyoritsu Bank's highest PEG Ratio was 202.80. The lowest was 0.73. And the median was 5.46.


TSE:8361's PEG Ratio is ranked worse than
90.3% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs TSE:8361: 6.96

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Ogaki Kyoritsu Bank  (TSE:8361) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Ogaki Kyoritsu Bank PEG Ratio Related Terms


Ogaki Kyoritsu Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Ogaki Kyoritsu Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ogaki Kyoritsu Bank PEG Ratio Chart

Ogaki Kyoritsu Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.98 69.40 4.71 3.26 5.35

Ogaki Kyoritsu Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.26 0.00 0.00 0.00 5.35

Ogaki Kyoritsu Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Ogaki Kyoritsu Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ogaki Kyoritsu Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ogaki Kyoritsu Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Ogaki Kyoritsu Bank's PEG Ratio falls into.


TSE:8361
47GF Score
Ogaki Kyoritsu Bank Ltd TSE:8361
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ogaki Kyoritsu Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Ogaki Kyoritsu Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=20.166763622261/2.90
=6.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 6.95 mean?
Ogaki Kyoritsu Bank (TSE:8361) has a PEG Ratio of 6.95 as of Jul. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ogaki Kyoritsu Bank and its competitors. This is 27% above median its historical median of 5.46. Over the past decade, Ogaki Kyoritsu Bank's PEG Ratio has ranged from 0.73 to 202.80. According to the industry distribution chart, Ogaki Kyoritsu Bank ranks #1108 out of 1227 companies in the Banks industry, placing it in the top 90.3%.
Is Ogaki Kyoritsu Bank's PEG Ratio too high?
Ogaki Kyoritsu Bank's current PEG Ratio of 6.95 is 27% above median its 10-year median of 5.46. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 202.80. The Banks industry median PEG Ratio is 1.53. Ogaki Kyoritsu Bank's value of 6.95 is 354.2% above this industry median. Based on the distribution chart, Ogaki Kyoritsu Bank ranks #1108 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Ogaki Kyoritsu Bank ranks #1108 out of 1227 companies for PEG Ratio. This places Ogaki Kyoritsu Bank in the lower half of its industry. The industry median PEG Ratio is 1.53. Ogaki Kyoritsu Bank's value of 6.95 is 354.2% above this benchmark. Historically, Ogaki Kyoritsu Bank's own PEG Ratio has ranged from 0.73 to 202.80 over the past decade. While the company's 10-year median is 5.46 vs. the industry median of 1.53, Ogaki Kyoritsu Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ogaki Kyoritsu Bank's current PEG Ratio of 6.95 is 354.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ogaki Kyoritsu Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ogaki Kyoritsu Bank's current PEG Ratio is 6.95, which is 27% above median its own 10-year median of 5.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,939.98, compared to a current price of 円7,800.00 — trading 165.3% above its estimated fair value. The current PEG Ratio is 6.95, which is 27% above median its 10-year median of 5.46 and 354.2% above the Banks industry median of 1.53. Ogaki Kyoritsu Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current PEG Ratio is 6.95 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?

Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued. The current stock price of 円7,800.00 is trading 165.3% above its estimated GF Value™ of 円2,939.98. GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.

Key valuation signals for TSE:8361:

  • PEG Ratio: 6.95 (27% above median its 10-year median of 5.46)
  • GF Value™: 円2,939.98 vs. price of 円7,800.00 (165.3% above fair value)
  • GF Score™: 47/100 with 5 warning signs
  • Industry Position: 354.2% above the Banks median (#1108 of 1227)

No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ogaki Kyoritsu Bank Business Description

Address 3-98 Kuruwa-machi, Ogaki, Gifu, JPN, 503-8602
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
47GF Score

Get the complete analysis for TSE:8361

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,800.00
Price
円2,939.98
GF Value