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Ogaki Kyoritsu BankTSE:8361 +4.25%55 Return-on-Tangible-Asset is 0.40% as of Mar. 2026, which is 186% above its 10-year median of 0.14. GuruFocus rates TSE:8361 with a GF Score™ of 55/100 and a GF Value™ of 円2,965.10 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Ogaki Kyoritsu Bank ranks worse than 86.05% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Ogaki Kyoritsu Bank's annualizedNet Income for the quarter that ended in Mar. 2026 was 円26,360 Mil. Ogaki Kyoritsu Bank's average total tangible assets for the quarter that ended in Mar. 2026 was 円6,673,246 Mil. Therefore, Ogaki Kyoritsu Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.40%.
The historical rank and industry rank for Ogaki Kyoritsu Bank's Return-on-Tangible-Asset or its related term are showing as below:
TSE:8361'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.14 Max: 0.31
Current: 0.31
During the past 13 years, Ogaki Kyoritsu Bank's highest Return-on-Tangible-Asset was 0.31%. The lowest was 0.07%. And the median was 0.14%.
TSE:8361's Return-on-Tangible-Asset is ranked worse than 86.05% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs TSE:8361: 0.31
Ogaki Kyoritsu Bank (TSE:8361) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Ogaki Kyoritsu Bank Return-on-Tangible-Asset Related Terms
Ogaki Kyoritsu Bank Return-on-Tangible-Asset Historical Data
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The historical data trend for Ogaki Kyoritsu Bank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ogaki Kyoritsu Bank Return-on-Tangible-Asset Chart
Ogaki Kyoritsu Bank Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Ogaki Kyoritsu Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ogaki Kyoritsu Bank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Ogaki Kyoritsu Bank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Ogaki Kyoritsu Bank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.40% mean?
Ogaki Kyoritsu Bank (TSE:8361) has a Return-on-Tangible-Asset of 0.40% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ogaki Kyoritsu Bank and its competitors. This is 186% above median its historical median of 0.14. Over the past decade, Ogaki Kyoritsu Bank's Return-on-Tangible-Asset has ranged from 0.07 to 0.31. According to the industry distribution chart, Ogaki Kyoritsu Bank ranks #1314 out of 1527 companies in the Banks industry, placing it in the top 86.1%.
Is Ogaki Kyoritsu Bank's Return-on-Tangible-Asset too high?
Ogaki Kyoritsu Bank's current Return-on-Tangible-Asset of 0.40% is 186% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.31. The Banks industry median Return-on-Tangible-Asset is 1.01. Ogaki Kyoritsu Bank's value of 0.40% is 60.4% below this industry median. Based on the distribution chart, Ogaki Kyoritsu Bank ranks #1314 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Ogaki Kyoritsu Bank ranks #1314 out of 1527 companies for Return-on-Tangible-Asset. This places Ogaki Kyoritsu Bank in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Ogaki Kyoritsu Bank's value of 0.40% is 60.4% below this benchmark. Historically, Ogaki Kyoritsu Bank's own Return-on-Tangible-Asset has ranged from 0.07 to 0.31 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 1.01, Ogaki Kyoritsu Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ogaki Kyoritsu Bank's current Return-on-Tangible-Asset of 0.40% is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ogaki Kyoritsu Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ogaki Kyoritsu Bank's current Return-on-Tangible-Asset is 0.40%, which is 186% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,965.10, compared to a current price of 円7,610.00 — trading 156.7% above its estimated fair value. The current Return-on-Tangible-Asset is 0.40%, which is 186% above median its 10-year median of 0.14 and 60.4% below the Banks industry median of 1.01. Ogaki Kyoritsu Bank's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current Return-on-Tangible-Asset is 0.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued.
The current stock price of 円7,610.00 is trading 156.7% above its estimated GF Value™ of 円2,965.10.
GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.
Key valuation signals for TSE:8361:
Return-on-Tangible-Asset: 0.40% (186% above median its 10-year median of 0.14)
GF Value™: 円2,965.10 vs. price of 円7,610.00 (156.7% above fair value)
Industry Position: 60.4% below the Banks median (#1314 of 1527)
No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
55GF Score
Get the complete analysis for TSE:8361
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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