Ogaki Kyoritsu Bank (TSE:8361) Scaled Net Operating Assets: -0.04 (As of Mar. 2026)


TSE:8361 Ogaki Kyoritsu Bank Ltd TSE:8361
47 GF Score
Price 円8,070.00
GF Value 円2,934.78
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Ogaki Kyoritsu Bank Scaled Net Operating Assets?

Ogaki Kyoritsu Bank TSE:8361 +1.89% 47 Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus rates TSE:8361 with a GF Score™ of 47/100 and a GF Value™ of 円2,934.78 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ogaki Kyoritsu Bank's operating assets for the quarter that ended in Mar. 2026 was 円5,900,547 Mil. Ogaki Kyoritsu Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円6,159,806 Mil. Ogaki Kyoritsu Bank's Total Assets for the quarter that ended in Dec. 2025 was 円6,621,628 Mil. Therefore, Ogaki Kyoritsu Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.04.

TSE:8361
47GF Score
Ogaki Kyoritsu Bank Ltd TSE:8361
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ogaki Kyoritsu Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ogaki Kyoritsu Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(5900547-6159806)/6541899
=-0.04

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6737053 - 836506
=5900547

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6372573 - 212767 - 0
=6159806

Ogaki Kyoritsu Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5900547-6159806)/6621628
=-0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6737053 - 836506
=5900547

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6372573 - 212767 - 0
=6159806

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.04 mean?
Ogaki Kyoritsu Bank (TSE:8361) has a Scaled Net Operating Assets of -0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ogaki Kyoritsu Bank and its competitors.
Is Ogaki Kyoritsu Bank's Scaled Net Operating Assets too high?
Ogaki Kyoritsu Bank's current Scaled Net Operating Assets is -0.04. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's Scaled Net Operating Assets compare to competitors?
Ogaki Kyoritsu Bank's Scaled Net Operating Assets of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ogaki Kyoritsu Bank and its competitors. Ogaki Kyoritsu Bank's current Scaled Net Operating Assets is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,934.78, compared to a current price of 円8,070.00 — trading 175% above its estimated fair value. The current Scaled Net Operating Assets is -0.04. Ogaki Kyoritsu Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?

Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued. The current stock price of 円8,070.00 is trading 175% above its estimated GF Value™ of 円2,934.78. GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.

Key valuation signals for TSE:8361:

  • Scaled Net Operating Assets: -0.04
  • GF Value™: 円2,934.78 vs. price of 円8,070.00 (175% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ogaki Kyoritsu Bank Business Description

Address 3-98 Kuruwa-machi, Ogaki, Gifu, JPN, 503-8602
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
47GF Score

Get the complete analysis for TSE:8361

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円8,070.00
Price
円2,934.78
GF Value