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The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-08-03), Ogaki Kyoritsu Bank's share price is 円7050.00.
Ogaki Kyoritsu Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円465.24. Therefore, Ogaki Kyoritsu Bank's PE Ratio for today is 15.15.
During the past 13 years, Ogaki Kyoritsu Bank's highest PE Ratio was 36.89. The lowest was 5.71. And the median was 10.95.
During the past 12 months, Ogaki Kyoritsu Bank's average EPS without NRIGrowth Rate was 5.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 44.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 15.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 0.60% per year.
During the past 13 years, Ogaki Kyoritsu Bank's highest 3-Year average EPS without NRI Growth Rate was 44.30% per year. The lowest was -33.10% per year. And the median was -2.70% per year.
Ogaki Kyoritsu Bank's EPS (Basic) for the
three
months ended in Mar. 2026 was 円158.79.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was 円466.06.
Ogaki Kyoritsu Bank (TSE:8361) PE Ratio Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.
Ogaki Kyoritsu Bank PE Ratio Related Terms
Ogaki Kyoritsu Bank PE Ratio Historical Data
* Premium members only.
The historical data trend for Ogaki Kyoritsu Bank's PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ogaki Kyoritsu Bank PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Ogaki Kyoritsu Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ogaki Kyoritsu Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ogaki Kyoritsu Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Ogaki Kyoritsu Bank's PE Ratio falls into.
The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Ogaki Kyoritsu Bank's Share Price of today is 円7050.00. Ogaki Kyoritsu Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円465.24.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Ogaki Kyoritsu Bank (TSE:8361) has a PE Ratio of 15.15 as of Aug. 03, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Ogaki Kyoritsu Bank and its competitors. This is 38% above median its historical median of 10.95. Over the past decade, Ogaki Kyoritsu Bank's PE Ratio has ranged from 5.71 to 36.89.
Is Ogaki Kyoritsu Bank's PE Ratio too high?
Ogaki Kyoritsu Bank's current PE Ratio of 15.15 is 38% above median its 10-year median of 10.95. Over the past 10 years, this metric has ranged from a low of 5.71 to a high of 36.89. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's PE Ratio compare to competitors?
Ogaki Kyoritsu Bank's PE Ratio of 15.15 can be compared against companies in the Banks industry. Historically, Ogaki Kyoritsu Bank's own PE Ratio has ranged from 5.71 to 36.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Ogaki Kyoritsu Bank and its competitors. Ogaki Kyoritsu Bank's current PE Ratio is 15.15, which is 38% above median its own 10-year median of 10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,956.44, compared to a current price of 円7,050.00 — trading 138.5% above its estimated fair value. The current PE Ratio is 15.15, which is 38% above median its 10-year median of 10.95. Ogaki Kyoritsu Bank's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current PE Ratio is 15.15 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued.
The current stock price of 円7,050.00 is trading 138.5% above its estimated GF Value™ of 円2,956.44.
GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.
Key valuation signals for TSE:8361:
PE Ratio: 15.15 (38% above median its 10-year median of 10.95)
GF Value™: 円2,956.44 vs. price of 円7,050.00 (138.5% above fair value)
No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
52GF Score
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