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Ogaki Kyoritsu BankTSE:8361 +5.44%47 Return-on-Tangible-Equity is 7.34% as of Mar. 2026, which is 127% above its 10-year median of 3.24. GuruFocus rates TSE:8361 with a GF Score™ of 47/100 and a GF Value™ of 円2,946.04 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Ogaki Kyoritsu Bank ranks worse than 80.21% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ogaki Kyoritsu Bank's annualized net income for the quarter that ended in Mar. 2026 was 円26,360 Mil. Ogaki Kyoritsu Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円359,289 Mil. Therefore, Ogaki Kyoritsu Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 7.34%.
The historical rank and industry rank for Ogaki Kyoritsu Bank's Return-on-Tangible-Equity or its related term are showing as below:
TSE:8361'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.64 Med: 3.24 Max: 5.78
Current: 5.72
During the past 13 years, Ogaki Kyoritsu Bank's highest Return-on-Tangible-Equity was 5.78%. The lowest was 1.64%. And the median was 3.24%.
TSE:8361's Return-on-Tangible-Equity is ranked worse than 80.21% of 1521
companies
in the Banks industry
Industry Median: 11.24
vs TSE:8361: 5.72
Ogaki Kyoritsu Bank (TSE:8361) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Ogaki Kyoritsu Bank Return-on-Tangible-Equity Related Terms
Ogaki Kyoritsu Bank Return-on-Tangible-Equity Historical Data
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The historical data trend for Ogaki Kyoritsu Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ogaki Kyoritsu Bank Return-on-Tangible-Equity Chart
Ogaki Kyoritsu Bank Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Ogaki Kyoritsu Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ogaki Kyoritsu Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Ogaki Kyoritsu Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Ogaki Kyoritsu Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.34% mean?
Ogaki Kyoritsu Bank (TSE:8361) has a Return-on-Tangible-Equity of 7.34% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ogaki Kyoritsu Bank and its competitors. This is 127% above median its historical median of 3.24. Over the past decade, Ogaki Kyoritsu Bank's Return-on-Tangible-Equity has ranged from 1.64 to 5.78. According to the industry distribution chart, Ogaki Kyoritsu Bank ranks #1220 out of 1521 companies in the Banks industry, placing it in the top 80.2%.
Is Ogaki Kyoritsu Bank's Return-on-Tangible-Equity too high?
Ogaki Kyoritsu Bank's current Return-on-Tangible-Equity of 7.34% is 127% above median its 10-year median of 3.24. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 5.78. The Banks industry median Return-on-Tangible-Equity is 11.24. Ogaki Kyoritsu Bank's value of 7.34% is 34.7% below this industry median. Based on the distribution chart, Ogaki Kyoritsu Bank ranks #1220 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ogaki Kyoritsu Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ogaki Kyoritsu Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Ogaki Kyoritsu Bank ranks #1220 out of 1521 companies for Return-on-Tangible-Equity. This places Ogaki Kyoritsu Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.24. Ogaki Kyoritsu Bank's value of 7.34% is 34.7% below this benchmark. Historically, Ogaki Kyoritsu Bank's own Return-on-Tangible-Equity has ranged from 1.64 to 5.78 over the past decade. While the company's 10-year median is 3.24 vs. the industry median of 11.24, Ogaki Kyoritsu Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ogaki Kyoritsu Bank's current Return-on-Tangible-Equity of 7.34% is 34.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ogaki Kyoritsu Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ogaki Kyoritsu Bank's current Return-on-Tangible-Equity is 7.34%, which is 127% above median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ogaki Kyoritsu Bank stock overvalued right now?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank (TSE:8361) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,946.04, compared to a current price of 円7,750.00 — trading 163.1% above its estimated fair value. The current Return-on-Tangible-Equity is 7.34%, which is 127% above median its 10-year median of 3.24 and 34.7% below the Banks industry median of 11.24. Ogaki Kyoritsu Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ogaki Kyoritsu Bank (TSE:8361), the current Return-on-Tangible-Equity is 7.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ogaki Kyoritsu Bank (TSE:8361) Overvalued in 2026?
Based on GuruFocus' analysis, Ogaki Kyoritsu Bank stock appears to be overvalued.
The current stock price of 円7,750.00 is trading 163.1% above its estimated GF Value™ of 円2,946.04.
GuruFocus considers Ogaki Kyoritsu Bank to be Significantly Overvalued.
Key valuation signals for TSE:8361:
Return-on-Tangible-Equity: 7.34% (127% above median its 10-year median of 3.24)
GF Value™: 円2,946.04 vs. price of 円7,750.00 (163.1% above fair value)
Industry Position: 34.7% below the Banks median (#1220 of 1521)
No single metric tells the full story. See the TSE:8361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ogaki Kyoritsu Bank Ltd is a Japanese regional bank operating primarily in the island nation's Chubu region. The majority of the bank's branches and locations are in the Gifu and Aichi prefectures, along with its loans and deposits. The balance of the bank's deposits is primarily located in Gifu, while more of the loan balances are located in Aichi. While the bank has few locations in Tokyo/Osaka, it still has a sizable portion of its loan book exposed to the region. The bank has focused its efforts on easing customer access to conduct transactions through financial technology and information technology innovation. Most of its earning assets are in loans and bills discounted, and securities.
47GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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