The Bank of Nagoya (TSE:8522) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is The Bank of Nagoya LT-Debt-to-Total-Asset?

The Bank of Nagoya TSE:8522 -0.62% 56 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates TSE:8522 with a GF Score™ of 56/100 and a GF Value™ of 円2,895.51 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. The Bank of Nagoya's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

The Bank of Nagoya's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.06). It may suggest that The Bank of Nagoya is progressively becoming less dependent on debt to grow their business.

The Bank of Nagoya (TSE:8522) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

The Bank of Nagoya LT-Debt-to-Total-Asset Related Terms

The Bank of Nagoya LT-Debt-to-Total-Asset Historical Data

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The historical data trend for The Bank of Nagoya's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Nagoya LT-Debt-to-Total-Asset Chart

The Bank of Nagoya Annual Data

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LT-Debt-to-Total-Asset

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0.14

0.07

0.06

The Bank of Nagoya Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.06	0.06	0.06	0.06

56GF Score

The Bank of Nagoya Ltd TSE:8522

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The Bank of Nagoya LT-Debt-to-Total-Asset Calculation

The Bank of Nagoya's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	378865	/	6272701
	=	0.06

The Bank of Nagoya's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	378865	/	6272701
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

The Bank of Nagoya (TSE:8522) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Bank of Nagoya and its competitors.

Is The Bank of Nagoya's LT-Debt-to-Total-Asset too high?

The Bank of Nagoya's current LT-Debt-to-Total-Asset is 0.06. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does The Bank of Nagoya's LT-Debt-to-Total-Asset compare to competitors?

The Bank of Nagoya's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Bank of Nagoya and its competitors. The Bank of Nagoya's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is The Bank of Nagoya stock overvalued right now?

Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,895.51, compared to a current price of 円6,460.00 — trading 123.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of 円6,460.00 is trading 123.1% above its estimated GF Value™ of 円2,895.51. GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.

Key valuation signals for TSE:8522:

LT-Debt-to-Total-Asset: 0.06
GF Value™: 円2,895.51 vs. price of 円6,460.00 (123.1% above fair value)
GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bank of Nagoya Business Description

Industry Financial Services Banks

Comparable Companies TSE:8386 TSE:8370 TSE:8544 TSE:8361 TSE:8367 TSE:8388 TSE:8714 TSE:8410 TSE:8381 TSE:8336 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003

Website http://www.meigin.com

The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.

56GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,460.00

Price

円2,895.51

GF Value

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