The Bank of Nagoya (TSE:8522) Dividend Payout Ratio: 1.82 (As of Mar. 2026) — 550% Above Median


TSE:8522 The Bank of Nagoya Ltd TSE:8522
56 GF Score
Price 円6,300.00
GF Value 円2,887.92
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is The Bank of Nagoya Dividend Payout Ratio?

The Bank of Nagoya TSE:8522 -0.16% 56 Dividend Payout Ratio is 1.82 as of Mar. 2026, which is 550% above its 10-year median of 0.28. GuruFocus rates TSE:8522 with a GF Score™ of 56/100 and a GF Value™ of 円2,887.92 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, The Bank of Nagoya ranks worse than 65.96% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. The Bank of Nagoya's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.82.

The historical rank and industry rank for The Bank of Nagoya's Dividend Payout Ratio or its related term are showing as below:

TSE:8522' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.28   Max: 0.42
Current: 0.42


During the past 13 years, the highest Dividend Payout Ratio of The Bank of Nagoya was 0.42. The lowest was 0.19. And the median was 0.28.

TSE:8522's Dividend Payout Ratio is ranked worse than
65.96% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs TSE:8522: 0.42

As of today (2026-07-05), the Dividend Yield % of The Bank of Nagoya is 2.70%.

During the past 13 years, the highest Trailing Annual Dividend Yield of The Bank of Nagoya was 4.70%. The lowest was 1.53%. And the median was 2.52%.

The Bank of Nagoya's Dividends per Share for the months ended in Mar. 2026 was 円120.00.

During the past 12 months, The Bank of Nagoya's average Dividends Per Share Growth Rate was 88.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 62.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 44.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 19.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of The Bank of Nagoya was 62.00% per year. The lowest was 0.00% per year. And the median was 1.25% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


The Bank of Nagoya (TSE:8522) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


The Bank of Nagoya Dividend Payout Ratio Related Terms


The Bank of Nagoya Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for The Bank of Nagoya's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Nagoya Dividend Payout Ratio Chart

The Bank of Nagoya Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.25 0.30 0.30 0.42

The Bank of Nagoya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.00 0.64 0.00 1.82

The Bank of Nagoya Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, The Bank of Nagoya's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Nagoya Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Nagoya's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where The Bank of Nagoya's Dividend Payout Ratio falls into.


TSE:8522
56GF Score
The Bank of Nagoya Ltd TSE:8522
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Nagoya Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

The Bank of Nagoya's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=170/ 408.096
=0.42

The Bank of Nagoya's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=120/ 65.783
=1.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.82 mean?
The Bank of Nagoya (TSE:8522) has a Dividend Payout Ratio of 1.82 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Bank of Nagoya and its competitors. This is 550% above median its historical median of 0.28. Over the past decade, The Bank of Nagoya's Dividend Payout Ratio has ranged from 0.19 to 0.42. According to the industry distribution chart, The Bank of Nagoya ranks #775 out of 1175 companies in the Banks industry, placing it in the top 66%.
Is The Bank of Nagoya's Dividend Payout Ratio too high?
The Bank of Nagoya's current Dividend Payout Ratio of 1.82 is 550% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.42. The Banks industry median Dividend Payout Ratio is 0.32. The Bank of Nagoya's value of 1.82 is 468.8% above this industry median. Based on the distribution chart, The Bank of Nagoya ranks #775 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, The Bank of Nagoya ranks #775 out of 1175 companies for Dividend Payout Ratio. This places The Bank of Nagoya in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. The Bank of Nagoya's value of 1.82 is 468.8% above this benchmark. Historically, The Bank of Nagoya's own Dividend Payout Ratio has ranged from 0.19 to 0.42 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.32, The Bank of Nagoya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Nagoya's current Dividend Payout Ratio of 1.82 is 468.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on The Bank of Nagoya and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Nagoya's current Dividend Payout Ratio is 1.82, which is 550% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,887.92, compared to a current price of 円6,300.00 — trading 118.2% above its estimated fair value. The current Dividend Payout Ratio is 1.82, which is 550% above median its 10-year median of 0.28 and 468.8% above the Banks industry median of 0.32. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current Dividend Payout Ratio is 1.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of 円6,300.00 is trading 118.2% above its estimated GF Value™ of 円2,887.92. GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.

Key valuation signals for TSE:8522:

  • Dividend Payout Ratio: 1.82 (550% above median its 10-year median of 0.28)
  • GF Value™: 円2,887.92 vs. price of 円6,300.00 (118.2% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 468.8% above the Banks median (#775 of 1175)

No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Nagoya Business Description

Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

Get the complete analysis for TSE:8522

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,300.00
Price
円2,887.92
GF Value