The Bank of Nagoya (TSE:8522) PEG Ratio: 2.43 (As of Jul. 08, 2026) — 12% Above Median


TSE:8522 The Bank of Nagoya Ltd TSE:8522
56 GF Score
Price 円6,550.00
GF Value 円2,892.26
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is The Bank of Nagoya PEG Ratio?

The Bank of Nagoya TSE:8522 +2.99% 56 PEG Ratio is 2.43 as of Jul. 08, 2026, which is 12% above its 10-year median of 2.17. GuruFocus rates TSE:8522 with a GF Score™ of 56/100 and a GF Value™ of 円2,892.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,230 Banks companies, The Bank of Nagoya ranks worse than 66.18% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, The Bank of Nagoya's PE Ratio without NRI is 16.05. The Bank of Nagoya's 5-Year Book Value growth rate is 6.60%. Therefore, The Bank of Nagoya's PEG Ratio for today is 2.43.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for The Bank of Nagoya's PEG Ratio or its related term are showing as below:

TSE:8522' s PEG Ratio Range Over the Past 10 Years
Min: 1.01   Med: 2.17   Max: 6.53
Current: 2.43


During the past 13 years, The Bank of Nagoya's highest PEG Ratio was 6.53. The lowest was 1.01. And the median was 2.17.


TSE:8522's PEG Ratio is ranked worse than
66.18% of 1230 companies
in the Banks industry
Industry Median: 1.54 vs TSE:8522: 2.43

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


The Bank of Nagoya  (TSE:8522) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


The Bank of Nagoya PEG Ratio Related Terms


The Bank of Nagoya PEG Ratio Historical Data

* Premium members only.

The historical data trend for The Bank of Nagoya's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Nagoya PEG Ratio Chart

The Bank of Nagoya Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.90 2.03 1.30 2.05

The Bank of Nagoya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.30 1.27 1.67 1.68 2.05

The Bank of Nagoya PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, The Bank of Nagoya's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Nagoya PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Nagoya's PEG Ratio distribution charts can be found below:

* The bar in red indicates where The Bank of Nagoya's PEG Ratio falls into.


TSE:8522
56GF Score
The Bank of Nagoya Ltd TSE:8522
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Nagoya PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

The Bank of Nagoya's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=16.050105734666/6.60
=2.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.43 mean?
The Bank of Nagoya (TSE:8522) has a PEG Ratio of 2.43 as of Jul. 08, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on The Bank of Nagoya and its competitors. This is 12% above median its historical median of 2.17. Over the past decade, The Bank of Nagoya's PEG Ratio has ranged from 1.01 to 6.53. According to the industry distribution chart, The Bank of Nagoya ranks #814 out of 1230 companies in the Banks industry, placing it in the top 66.2%.
Is The Bank of Nagoya's PEG Ratio too high?
The Bank of Nagoya's current PEG Ratio of 2.43 is 12% above median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 6.53. The Banks industry median PEG Ratio is 1.54. The Bank of Nagoya's value of 2.43 is 57.8% above this industry median. Based on the distribution chart, The Bank of Nagoya ranks #814 out of 1230 companies in the Banks industry, which is below the industry midpoint. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, The Bank of Nagoya ranks #814 out of 1230 companies for PEG Ratio. This places The Bank of Nagoya in the lower half of its industry. The industry median PEG Ratio is 1.54. The Bank of Nagoya's value of 2.43 is 57.8% above this benchmark. Historically, The Bank of Nagoya's own PEG Ratio has ranged from 1.01 to 6.53 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 1.54, The Bank of Nagoya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Nagoya's current PEG Ratio of 2.43 is 57.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on The Bank of Nagoya and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Nagoya's current PEG Ratio is 2.43, which is 12% above median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,892.26, compared to a current price of 円6,550.00 — trading 126.5% above its estimated fair value. The current PEG Ratio is 2.43, which is 12% above median its 10-year median of 2.17 and 57.8% above the Banks industry median of 1.54. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current PEG Ratio is 2.43 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of 円6,550.00 is trading 126.5% above its estimated GF Value™ of 円2,892.26. GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.

Key valuation signals for TSE:8522:

  • PEG Ratio: 2.43 (12% above median its 10-year median of 2.17)
  • GF Value™: 円2,892.26 vs. price of 円6,550.00 (126.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 57.8% above the Banks median (#814 of 1230)

No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Nagoya Business Description

Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

Get the complete analysis for TSE:8522

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,550.00
Price
円2,892.26
GF Value