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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The Bank of Nagoya's retained earnings for the quarter that ended in Mar. 2026 was 円188,811 Mil.
The Bank of Nagoya's quarterly retained earnings
increased
from Sep. 2025 (円180,147 Mil) to Dec. 2025 (円185,602 Mil) and
increased
from Dec. 2025 (円185,602 Mil) to Mar. 2026 (円188,811 Mil).
The Bank of Nagoya's annual retained earnings
increased
from Mar. 2024 (円164,268 Mil) to Mar. 2025 (円173,486 Mil) and
increased
from Mar. 2025 (円173,486 Mil) to Mar. 2026 (円188,811 Mil).
The Bank of Nagoya (TSE:8522) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The Bank of Nagoya Retained Earnings Historical Data
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The historical data trend for The Bank of Nagoya's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of 円188,811 Mil mean?
The Bank of Nagoya (TSE:8522) has a Retained Earnings of 円188,811 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Bank of Nagoya and its competitors.
Is The Bank of Nagoya's Retained Earnings too high?
The Bank of Nagoya's current Retained Earnings is 円188,811 Mil. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's Retained Earnings compare to competitors?
The Bank of Nagoya's Retained Earnings of 円188,811 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Bank of Nagoya and its competitors. The Bank of Nagoya's current Retained Earnings is 円188,811 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,924.76, compared to a current price of 円6,380.00 — trading 118.1% above its estimated fair value. The current Retained Earnings is 円188,811 Mil. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current Retained Earnings is 円188,811 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued.
The current stock price of 円6,380.00 is trading 118.1% above its estimated GF Value™ of 円2,924.76.
GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.
Key valuation signals for TSE:8522:
Retained Earnings: 円188,811 Mil
GF Value™: 円2,924.76 vs. price of 円6,380.00 (118.1% above fair value)
No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score
Get the complete analysis for TSE:8522
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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