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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Bank of NagoyaTSE:8522 -0.15%56 5-Year Yield-on-Cost % is 16.16 as of Aug. 03, 2026, which is 3% above its 10-year median of 15.73. GuruFocus rates TSE:8522 with a GF Score™ of 56/100 and a GF Value™ of 円2,920.43 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, The Bank of Nagoya ranks better than 93.13% on this metric.
The Bank of Nagoya's yield on cost for the quarter that ended in Mar. 2026 was 16.16.
The historical rank and industry rank for The Bank of Nagoya's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8522'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 9.47 Med: 15.73 Max: 29.1
Current: 16.16
During the past 13 years, The Bank of Nagoya's highest Yield on Cost was 29.10. The lowest was 9.47. And the median was 15.73.
TSE:8522's 5-Year Yield-on-Cost % is ranked better than 93.13% of 1252
companies
in the Banks industry
Industry Median: 3.825
vs TSE:8522: 16.16
The Bank of Nagoya (TSE:8522) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The Bank of Nagoya 5-Year Yield-on-Cost % Related Terms
The Bank of Nagoya 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, The Bank of Nagoya's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Nagoya 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Nagoya's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The Bank of Nagoya's 5-Year Yield-on-Cost % falls into.
The Bank of Nagoya 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
The Bank of Nagoya (TSE:8522) has a 5-Year Yield-on-Cost % of 16.16 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Nagoya and its competitors. This is near median its historical median of 15.73. Over the past decade, The Bank of Nagoya's 5-Year Yield-on-Cost % has ranged from 9.47 to 29.10. According to the industry distribution chart, The Bank of Nagoya ranks #86 out of 1252 companies in the Banks industry, placing it in the top 6.9%.
Is The Bank of Nagoya's 5-Year Yield-on-Cost % too high?
The Bank of Nagoya's current 5-Year Yield-on-Cost % of 16.16 is near median its 10-year median of 15.73. Over the past 10 years, this metric has ranged from a low of 9.47 to a high of 29.10. The Banks industry median 5-Year Yield-on-Cost % is 3.83. The Bank of Nagoya's value of 16.16 is 322.5% above this industry median. Based on the distribution chart, The Bank of Nagoya ranks #86 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The Bank of Nagoya ranks #86 out of 1252 companies for 5-Year Yield-on-Cost %. This places The Bank of Nagoya in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. The Bank of Nagoya's value of 16.16 is 322.5% above this benchmark. Historically, The Bank of Nagoya's own 5-Year Yield-on-Cost % has ranged from 9.47 to 29.10 over the past decade. While the company's 10-year median is 15.73 vs. the industry median of 3.83, The Bank of Nagoya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Nagoya's current 5-Year Yield-on-Cost % of 16.16 is 322.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Nagoya and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Nagoya's current 5-Year Yield-on-Cost % is 16.16, which is near median its own 10-year median of 15.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,920.43, compared to a current price of 円6,500.00 — trading 122.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 16.16, which is near median its 10-year median of 15.73 and 322.5% above the Banks industry median of 3.83. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current 5-Year Yield-on-Cost % is 16.16 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued.
The current stock price of 円6,500.00 is trading 122.6% above its estimated GF Value™ of 円2,920.43.
GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.
Key valuation signals for TSE:8522:
5-Year Yield-on-Cost %: 16.16 (near median its 10-year median of 15.73)
GF Value™: 円2,920.43 vs. price of 円6,500.00 (122.6% above fair value)
Industry Position: 322.5% above the Banks median (#86 of 1252)
No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score
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