The Bank of Nagoya (TSE:8522) GF Value Rank: 1 (As of Aug. 07, 2026) — 75% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8522 The Bank of Nagoya Ltd TSE:8522
56 GF Score
Price 円6,450.00
GF Value 円2,924.76
Valuation Significantly Overvalued
! 5 Warning Signs
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What is The Bank of Nagoya GF Value Rank?

The Bank of Nagoya TSE:8522 +1.10% 56 GF Value Rank is 1 as of Aug. 07, 2026, which is 75% below its 10-year median of 4.00. GuruFocus rates TSE:8522 with a GF Score™ of 56/100 and a GF Value™ of 円2,924.76 (Significantly Overvalued). The stock has 5 warning signs investors should review.

The Bank of Nagoya has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

The Bank of Nagoya GF Value Rank Related Terms

The Bank of Nagoya GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, The Bank of Nagoya's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Bank of Nagoya GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Nagoya's GF Value Rank distribution charts can be found below:

* The bar in red indicates where The Bank of Nagoya's GF Value Rank falls into.


TSE:8522
56GF Score
The Bank of Nagoya Ltd TSE:8522
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
The Bank of Nagoya (TSE:8522) has a GF Value Rank of 1 as of Aug. 07, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on The Bank of Nagoya and its competitors. This is 75% below median its historical median of 4.00. Over the past decade, The Bank of Nagoya's GF Value Rank has ranged from 1.00 to 10.00.
Is The Bank of Nagoya's GF Value Rank too high?
The Bank of Nagoya's current GF Value Rank of 1 is 75% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, The Bank of Nagoya has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Nagoya's GF Value Rank compare to competitors?
The Bank of Nagoya's GF Value Rank of 1 can be compared against companies in the Banks industry. Historically, The Bank of Nagoya's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on The Bank of Nagoya and its competitors. The Bank of Nagoya's current GF Value Rank is 1, which is 75% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Nagoya stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Nagoya (TSE:8522) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,924.76, compared to a current price of 円6,450.00 — trading 120.5% above its estimated fair value. The current GF Value Rank is 1, which is 75% below median its 10-year median of 4.00. The Bank of Nagoya's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For The Bank of Nagoya (TSE:8522), the current GF Value Rank is 1 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Nagoya (TSE:8522) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Nagoya stock appears to be overvalued. The current stock price of 円6,450.00 is trading 120.5% above its estimated GF Value™ of 円2,924.76. GuruFocus considers The Bank of Nagoya to be Significantly Overvalued.

Key valuation signals for TSE:8522:

  • GF Value Rank: 1 (75% below median its 10-year median of 4.00)
  • GF Value™: 円2,924.76 vs. price of 円6,450.00 (120.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TSE:8522 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Bank of Nagoya Business Description

Address 19-17 Nishiki 3-chome, Naka-ku, Nagoya, JPN, 460-0003
The Bank of Nagoya Ltd is a Japanese regional bank with an operational presence primarily in Nagoya City and the greater Aichi Prefecture. The bank's reporting segments include banking, leasing, and a credit card business. The company's banking business involves loans and deposits, domestic and foreign exchange transactions, securities investments, trading of trading account securities, and the underwriting and registration of corporate bonds. Its leasing business involves mostly comprehensive finance leasing. A plurality of the bank's income comes from loans, followed by leasing.
56GF Score

Get the complete analysis for TSE:8522

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,450.00
Price
円2,924.76
GF Value