Libra Insurance Co (XTAE:LBRA) LT-Debt-to-Total-Asset: 0.05 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:LBRA Libra Insurance Co Ltd XTAE:LBRA
37 GF Score
Price ₪21.61
! 4 Warning Signs
View Full Analysis

What is Libra Insurance Co LT-Debt-to-Total-Asset?

Libra Insurance Co XTAE:LBRA -1.91% 37 LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus rates XTAE:LBRA with a GF Score™ of 37/100. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Libra Insurance Co's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.05.

Libra Insurance Co's long-term debt to total assets ratio increased from Dec. 2023 (0.03) to Dec. 2025 (0.05). It may suggest that Libra Insurance Co is progressively becoming more dependent on debt to grow their business.


Libra Insurance Co  (XTAE:LBRA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Libra Insurance Co LT-Debt-to-Total-Asset Related Terms


Libra Insurance Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Libra Insurance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Libra Insurance Co LT-Debt-to-Total-Asset Chart

Libra Insurance Co Annual Data
Trend Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
0.03 0.06 0.05

Libra Insurance Co Semi-Annual Data
Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset 0.03 0.06 0.05
XTAE:LBRA
37GF Score
Libra Insurance Co Ltd XTAE:LBRA
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Libra Insurance Co LT-Debt-to-Total-Asset Calculation

Libra Insurance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=53.8/1192.684
=0.05

Libra Insurance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=53.8/1192.684
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
Libra Insurance Co (XTAE:LBRA) has a LT-Debt-to-Total-Asset of 0.05 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Libra Insurance Co and its competitors.
Is Libra Insurance Co's LT-Debt-to-Total-Asset too high?
Libra Insurance Co's current LT-Debt-to-Total-Asset is 0.05. Overall, Libra Insurance Co has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Libra Insurance Co's LT-Debt-to-Total-Asset compare to CB and PGR?
Libra Insurance Co's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Libra Insurance Co and its competitors. Libra Insurance Co's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libra Insurance Co stock overvalued right now?
Libra Insurance Co (XTAE:LBRA) has a current LT-Debt-to-Total-Asset of 0.05. The current LT-Debt-to-Total-Asset is 0.05. Libra Insurance Co's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Libra Insurance Co (XTAE:LBRA), the current LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Libra Insurance Co Business Description

Address The Embroiderers 26, Building D, Holon, ISR, 5885849
Libra Insurance Co Ltd is engaged in the insurance and finance industry. The company markets compulsory car insurance, car property insurance, home insurance, business insurance, taxi insurance, and travel insurance abroad.
37GF Score

Get the complete analysis for XTAE:LBRA

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪21.61
Price