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Libra Insurance CoXTAE:LBRA -3.45%29 Pretax Margin % is 22.31% as of Mar. 2026. GuruFocus rates XTAE:LBRA with a GF Score™ of 29/100. The stock has 1 warning sign investors should review. Among 503 Insurance companies, Libra Insurance Co ranks better than 78.73% on this metric.
The historical rank and industry rank for Libra Insurance Co's Pretax Margin % or its related term are showing as below:
XTAE:LBRA'
s Pretax Margin % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 22.31
Current: 22.31
XTAE:LBRA's Pretax Margin % is ranked better than 78.73% of 503
companies
in the Insurance industry
Industry Median: 11.9
vs XTAE:LBRA: 22.31
Libra Insurance Co (XTAE:LBRA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Libra Insurance Co Pretax Margin % Related Terms
Libra Insurance Co Pretax Margin % Historical Data
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The historical data trend for Libra Insurance Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Libra Insurance Co Pretax Margin % Chart
Libra Insurance Co Annual Data
Trend
Pretax Margin %
Libra Insurance Co Semi-Annual Data
Mar25
Mar26
Pretax Margin %
18.93
22.31
XTAE:LBRA vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Libra Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Libra Insurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Libra Insurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Libra Insurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Libra Insurance Co (XTAE:LBRA) has a Pretax Margin % of 22.31% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Libra Insurance Co and its competitors. According to the industry distribution chart, Libra Insurance Co ranks #107 out of 503 companies in the Insurance industry, placing it in the top 21.3%.
Is Libra Insurance Co's Pretax Margin % too high?
Libra Insurance Co's current Pretax Margin % is 22.31%. The Insurance industry median Pretax Margin % is 11.90. Libra Insurance Co's value of 22.31% is 87.5% above this industry median. Based on the distribution chart, Libra Insurance Co ranks #107 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Libra Insurance Co has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Libra Insurance Co's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Libra Insurance Co ranks #107 out of 503 companies for Pretax Margin %. This places Libra Insurance Co in the top 21% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.90. Libra Insurance Co's value of 22.31% is 87.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libra Insurance Co's current Pretax Margin % of 22.31% is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Libra Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libra Insurance Co's current Pretax Margin % is 22.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libra Insurance Co stock overvalued right now?
Libra Insurance Co (XTAE:LBRA) has a current Pretax Margin % of 22.31%. The current Pretax Margin % is 22.31% and 87.5% above the Insurance industry median of 11.90. Libra Insurance Co's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Libra Insurance Co (XTAE:LBRA), the current Pretax Margin % is 22.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Libra Insurance Co Ltd is engaged in the insurance and finance industry. The company markets compulsory car insurance, car property insurance, home insurance, business insurance, taxi insurance, and travel insurance abroad.
29GF Score
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