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Libra Insurance CoXTAE:LBRA -1.92%32 PB Ratio is 5.20 as of Aug. 13, 2026, which is 16% above its 10-year median of 4.50. GuruFocus rates XTAE:LBRA with a GF Score™ of 32/100. The stock has 5 warning signs investors should review. Among 499 Insurance companies, Libra Insurance Co ranks worse than 92.79% on this metric.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Libra Insurance Co PB Ratio Related Terms
Libra Insurance Co PB Ratio Historical Data
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The historical data trend for Libra Insurance Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Libra Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Libra Insurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Libra Insurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Libra Insurance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Libra Insurance Co (XTAE:LBRA) has a PB Ratio of 5.20 as of Aug. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Libra Insurance Co and its competitors. This is 16% above median its historical median of 4.50. Over the past decade, Libra Insurance Co's PB Ratio has ranged from 3.84 to 5.74. According to the industry distribution chart, Libra Insurance Co ranks #463 out of 499 companies in the Insurance industry, placing it in the top 92.8%.
Is Libra Insurance Co's PB Ratio too high?
Libra Insurance Co's current PB Ratio of 5.20 is 16% above median its 10-year median of 4.50. Over the past 10 years, this metric has ranged from a low of 3.84 to a high of 5.74. The Insurance industry median PB Ratio is 1.40. Libra Insurance Co's value of 5.20 is 271.4% above this industry median. Based on the distribution chart, Libra Insurance Co ranks #463 out of 499 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Libra Insurance Co has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Libra Insurance Co's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Libra Insurance Co ranks #463 out of 499 companies for PB Ratio. This places Libra Insurance Co in the lower half of its industry. The industry median PB Ratio is 1.40. Libra Insurance Co's value of 5.20 is 271.4% above this benchmark. Historically, Libra Insurance Co's own PB Ratio has ranged from 3.84 to 5.74 over the past decade. While the company's 10-year median is 4.50 vs. the industry median of 1.40, Libra Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libra Insurance Co's current PB Ratio of 5.20 is 271.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Libra Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libra Insurance Co's current PB Ratio is 5.20, which is 16% above median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libra Insurance Co stock overvalued right now?
Libra Insurance Co (XTAE:LBRA) has a current PB Ratio of 5.20. The current PB Ratio is 5.20, which is 16% above median its 10-year median of 4.50 and 271.4% above the Insurance industry median of 1.40. Libra Insurance Co's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Libra Insurance Co (XTAE:LBRA), the current PB Ratio is 5.20 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Libra Insurance Co Ltd is engaged in the insurance and finance industry. The company markets compulsory car insurance, car property insurance, home insurance, business insurance, taxi insurance, and travel insurance abroad.
32GF Score
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