Libra Insurance Co (XTAE:LBRA) ROIC %: 4.35% (As of Mar. 2026)


XTAE:LBRA Libra Insurance Co Ltd XTAE:LBRA
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What is Libra Insurance Co ROIC %?

Libra Insurance Co XTAE:LBRA +1.92% 29 ROIC % is 4.35% as of Mar. 2026. GuruFocus rates XTAE:LBRA with a GF Score™ of 29/100. The stock has 1 warning sign investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Libra Insurance Co's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 4.35%.

As of today (2026-07-10), Libra Insurance Co's WACC % is 0.00%. Libra Insurance Co's ROIC % is 4.35% (calculated using TTM income statement data). Libra Insurance Co generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.

Libra Insurance Co  (XTAE:LBRA) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Libra Insurance Co's WACC % is 0.00%. Libra Insurance Co's ROIC % is 4.35% (calculated using TTM income statement data). Libra Insurance Co generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.

Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Libra Insurance Co ROIC % Related Terms

Libra Insurance Co ROIC % Historical Data

* Premium members only.

The historical data trend for Libra Insurance Co's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Libra Insurance Co ROIC % Chart

Libra Insurance Co Annual Data
Trend
ROIC %

Libra Insurance Co Semi-Annual Data
Mar25 Mar26
ROIC % 256.94 4.35

XTAE:LBRA vs CB, PGR, TRV: ROIC % Comparison

For the Insurance - Property & Casualty subindustry, Libra Insurance Co's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Libra Insurance Co ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Libra Insurance Co's ROIC % distribution charts can be found below:

* The bar in red indicates where Libra Insurance Co's ROIC % falls into.


XTAE:LBRA
29GF Score
Libra Insurance Co Ltd XTAE:LBRA
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Libra Insurance Co ROIC % Calculation

Libra Insurance Co's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in . 20 is calculated as:

ROIC % (A: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: . 20 ) + Invested Capital (A: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Libra Insurance Co's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=39.349 * ( 1 - 34.48% )/( (6.674 + 1178.2466)/ 2 )
=25.7814648/592.4603
=4.35 %

where

Invested Capital(Q: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=0 - 0 - ( 0 - 5% * 133.48 )
=6.674

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1210.776 - 26.66 - ( 14.46 - 5% * 171.812 )
=1178.2466

Note: The EBIT data used here is one times the annual (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 4.35% mean?
Libra Insurance Co (XTAE:LBRA) has a ROIC % of 4.35% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Libra Insurance Co and its competitors.
Is Libra Insurance Co's ROIC % too high?
Libra Insurance Co's current ROIC % is 4.35%. The Insurance industry median ROIC % is 3.36. Libra Insurance Co's value of 4.35% is 29.5% above this industry median. Overall, Libra Insurance Co has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Libra Insurance Co's ROIC % compare to CB and PGR?
Libra Insurance Co's ROIC % of 4.35% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. Libra Insurance Co's value of 4.35% is 29.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libra Insurance Co's current ROIC % of 4.35% is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Libra Insurance Co and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libra Insurance Co's current ROIC % is 4.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libra Insurance Co stock overvalued right now?
Libra Insurance Co (XTAE:LBRA) has a current ROIC % of 4.35%. The current ROIC % is 4.35% and 29.5% above the Insurance industry median of 3.36. Libra Insurance Co's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Libra Insurance Co (XTAE:LBRA), the current ROIC % is 4.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Libra Insurance Co Business Description

Address The Embroiderers 26, Building D, Holon, ISR, 5885849
Libra Insurance Co Ltd is engaged in the insurance and finance industry. The company markets compulsory car insurance, car property insurance, home insurance, business insurance, taxi insurance, and travel insurance abroad.
29GF Score

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