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Libra Insurance CoXTAE:LBRA +4.47%34 Return-on-Tangible-Asset is 8.47% as of Mar. 2026, which is 22% above its 10-year median of 6.96. GuruFocus rates XTAE:LBRA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review. Among 504 Insurance companies, Libra Insurance Co ranks better than 86.11% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Libra Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was ₪100.5 Mil. Libra Insurance Co's average total tangible assets for the quarter that ended in Mar. 2026 was ₪1,185.5 Mil. Therefore, Libra Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 8.47%.
The historical rank and industry rank for Libra Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:
XTAE:LBRA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 6 Med: 6.96 Max: 8.16
Current: 8.16
During the past 3 years, Libra Insurance Co's highest Return-on-Tangible-Asset was 8.16%. The lowest was 6.00%. And the median was 6.96%.
XTAE:LBRA's Return-on-Tangible-Asset is ranked better than 86.11% of 504
companies
in the Insurance industry
Industry Median: 2.785
vs XTAE:LBRA: 8.16
Libra Insurance Co (XTAE:LBRA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Libra Insurance Co Return-on-Tangible-Asset Related Terms
Libra Insurance Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Libra Insurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:LBRA vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, Libra Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Libra Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Libra Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Libra Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 8.47% mean?
Libra Insurance Co (XTAE:LBRA) has a Return-on-Tangible-Asset of 8.47% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Libra Insurance Co and its competitors. This is 22% above median its historical median of 6.96. Over the past decade, Libra Insurance Co's Return-on-Tangible-Asset has ranged from 6.00 to 8.16. According to the industry distribution chart, Libra Insurance Co ranks #70 out of 504 companies in the Insurance industry, placing it in the top 13.9%.
Is Libra Insurance Co's Return-on-Tangible-Asset too high?
Libra Insurance Co's current Return-on-Tangible-Asset of 8.47% is 22% above median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 8.16. The Insurance industry median Return-on-Tangible-Asset is 2.79. Libra Insurance Co's value of 8.47% is 204.1% above this industry median. Based on the distribution chart, Libra Insurance Co ranks #70 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Libra Insurance Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Libra Insurance Co's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Libra Insurance Co ranks #70 out of 504 companies for Return-on-Tangible-Asset. This places Libra Insurance Co in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.79. Libra Insurance Co's value of 8.47% is 204.1% above this benchmark. Historically, Libra Insurance Co's own Return-on-Tangible-Asset has ranged from 6.00 to 8.16 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 2.79, Libra Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libra Insurance Co's current Return-on-Tangible-Asset of 8.47% is 204.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Libra Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libra Insurance Co's current Return-on-Tangible-Asset is 8.47%, which is 22% above median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libra Insurance Co stock overvalued right now?
Libra Insurance Co (XTAE:LBRA) has a current Return-on-Tangible-Asset of 8.47%. The current Return-on-Tangible-Asset is 8.47%, which is 22% above median its 10-year median of 6.96 and 204.1% above the Insurance industry median of 2.79. Libra Insurance Co's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Libra Insurance Co (XTAE:LBRA), the current Return-on-Tangible-Asset is 8.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Libra Insurance Co Ltd is engaged in the insurance and finance industry. The company markets compulsory car insurance, car property insurance, home insurance, business insurance, taxi insurance, and travel insurance abroad.
34GF Score
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