Singapura Finance (SGX:S23) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 01, 2026)


SGX:S23 Singapura Finance Ltd SGX:S23
43 GF Score
Price S$0.81
GF Value S$0.88
Valuation Fairly Valued
! 3 Warning Signs
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What is Singapura Finance Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Singapura Finance's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

SGX:S23 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Singapura Finance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Singapura Finance Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Singapura Finance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Singapura Finance's Margin of Safety % (DCF Earnings Based) falls into.


SGX:S23
43GF Score
Singapura Finance Ltd SGX:S23
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Singapura Finance (SGX:S23) Overvalued in 2026?

Based on GuruFocus' analysis, Singapura Finance stock appears to be undervalued. The current stock price of S$0.81 is trading 8% below its estimated GF Value™ of S$0.88. GuruFocus considers Singapura Finance to be Fairly Valued.

Key valuation signals for SGX:S23:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: S$0.88 vs. price of S$0.81 (8% below fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the SGX:S23 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Singapura Finance Business Description

Address 150 Cecil Street, No. 01-00, Singapore, SGP, 069543
Singapura Finance Ltd is engaged in the finance business. The company offers personal banking services, including savings and fixed deposits accounts, which consist of savings for juniors, adults, and for seniors. The company also provides personal loans, such as mortgage loans, car loans, and pleasure craft financing. Its business banking includes commercial and industrial property financing, equipment and machinery financing, inventory financing, property development financing, commercial vehicle financing, vessel financing, block discounting, and other related services. The group operates in single segment that relstes to financing business and its ctivities are carried out in the Republic of Singapore.
43GF Score

Get the complete analysis for SGX:S23

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.81
Price
S$0.88
GF Value