Business Description
Sing Investments & Finance Ltd
ISIN : SG1S02002305
Total Employee Number:
165Compare
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Traded in other countries / regions
S35.Singapore IPO Date
1983-07-07Description
Sing Investments & Finance Ltd offers a range of financial products and services for both individuals and corporate/SME customers in Singapore. Its deposit products include business current, conveyancing, savings, GIRO saver, GoSavers, GoVault, and fixed deposit accounts. Personal financing covers housing and HDB loans, car loans, share loans, and commercial property loans, supported by personal e-services through SIF Mobile and SIF Online. For corporate and SME clients, the company provides financing solutions such as commercial property, land and construction, machinery, shipping, and floor stock loans, along with government-backed SME loans, invoice factoring, and unsecured business loans, supported by SIF BIZ Mobile and SIF BIZ Online platforms.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 370.96 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-EBITDA | 0.01 | |||||
Interest Coverage | 1.54 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | -0.35 | |||||
Beneish M-Score | -2.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 20.9 | |||||
3-Year EBITDA Growth Rate | 20.2 | |||||
3-Year EPS without NRI Growth Rate | 13.3 | |||||
3-Year FCF Growth Rate | -9.8 | |||||
3-Year Book Growth Rate | 6.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 0.76 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 46.6 | |||||
9-Day RSI | 51.44 | |||||
14-Day RSI | 51.98 | |||||
3-1 Month Momentum % | -5.49 | |||||
6-1 Month Momentum % | -7.19 | |||||
12-1 Month Momentum % | 24 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.39 | |||||
Quick Ratio | 0.39 | |||||
Cash Ratio | 0.1 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.75 | |||||
Dividend Payout Ratio | 0.23 | |||||
3-Year Dividend Growth Rate | 7 | |||||
Forward Dividend Yield % | 4.75 | |||||
5-Year Yield-on-Cost % | 10.28 | |||||
Shareholder Yield % | 4.95 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 84.79 | |||||
Operating Margin % | 76.85 | |||||
Net Margin % | 32.48 | |||||
EBITDA Margin % | 90.37 | |||||
FCF Margin % | -43.83 | |||||
OCF Margin % | -43.31 | |||||
ROE % | 8.87 | |||||
ROA % | 1.22 | |||||
ROIC % | 1.63 | |||||
3-Year ROIIC % | 6.59 | |||||
ROC (Joel Greenblatt) % | 594.53 | |||||
ROCE % | 22.84 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 5.82 | |||||
Forward PE Ratio | 7.9 | |||||
PE Ratio without NRI | 5.51 | |||||
Shiller PE Ratio | 11.55 | |||||
PEG Ratio | 0.15 | |||||
PS Ratio | 2.87 | |||||
PB Ratio | 0.76 | |||||
Price-to-Tangible-Book | 0.75 | |||||
EV-to-EBIT | 0.64 | |||||
EV-to-EBITDA | 0.62 | |||||
EV-to-Revenue | 0.57 | |||||
EV-to-Forward-Revenue | 0.82 | |||||
EV-to-FCF | -1.25 | |||||
Price-to-GF-Value | 1.52 | |||||
Price-to-Projected-FCF | 2.08 | |||||
Price-to-DCF (Earnings Based) | 0.35 | |||||
Price-to-Median-PS-Value | 0.91 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.32 | |||||
Price-to-Graham-Number | 0.43 | |||||
Earnings Yield (Greenblatt) % | 156.11 | |||||
FCF Yield % | -15.29 | |||||
Forward Rate of Return (Yacktman) % | 16.43 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Sing Investments & Finance Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil S$) | 130.325 | ||
| EPS (TTM) (S$) | 0.271 | ||
| Beta | 0.3776 | ||
| 3-Year Sharpe Ratio | 0.83 | ||
| 3-Year Sortino Ratio | 1.84 | ||
| Volatility % | 21.26 | ||
| 14-Day RSI | 51.98 | ||
| 14-Day ATR (S$) | 0.024719 | ||
| 20-Day SMA (S$) | 1.577 | ||
| 12-1 Month Momentum % | 24 | ||
| 52-Week Range (S$) | 1.27 - 1.87 | ||
| Shares Outstanding (Mil) | 236.44 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Sing Investments & Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Sing Investments & Finance Ltd Stock Events
| Event | Date | Price (S$) | ||
|---|---|---|---|---|
| SGD 0.075000 Cash Dividend | 2026-04-28 | 1.76 (-3.30%) | ||
| SGD 0.065000 Cash Dividend | 2025-04-25 | 1.13 (+0.00%) | ||
| 1.5:1 Stock Split | 2023-05-12 | 1.05 (+0.64%) |
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Sing Investments & Finance Ltd Frequently Asked Questions
What is Sing Investments & Finance Ltd(SGX:S35)'s stock price today?
The current price of SGX:S35 is S$1.58. The 52 week high of SGX:S35 is S$1.87 and 52 week low is S$1.27.
When is next earnings date of Sing Investments & Finance Ltd(SGX:S35)?
The next earnings date of Sing Investments & Finance Ltd(SGX:S35) is .
Does Sing Investments & Finance Ltd(SGX:S35) pay dividends? If so, how much?
The Dividend Yield %  of Sing Investments & Finance Ltd(SGX:S35) is 4.75% (As of Today), Highest Dividend Payout Ratio of Sing Investments & Finance Ltd(SGX:S35) was 0.59. The lowest was 0.18. And the median was 0.39. The  Forward Dividend Yield % of Sing Investments & Finance Ltd(SGX:S35) is 4.75%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Sing Investments & Finance Ltd
No articles.
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