Singapura FinanceSGX:S23 -1.23%44 FCF Yield % is 14.95 as of Jul. 13, 2026, which is 592% above its 10-year median of 2.16. GuruFocus rates SGX:S23 with a GF Score™ of 44/100 and a GF Value™ of S$0.88 (Fairly Valued). The stock has 3 warning signs investors should review. Among 540 Credit Services companies, Singapura Finance ranks better than 77.04% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Singapura Finance FCF Yield % Related Terms
Singapura Finance FCF Yield % Historical Data
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The historical data trend for Singapura Finance's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Singapura Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Singapura Finance FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Singapura Finance's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Singapura Finance's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Singapura Finance (SGX:S23) has a FCF Yield % of 14.95 as of Jul. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Singapura Finance and its competitors. This is 592% above median its historical median of 2.16. According to the industry distribution chart, Singapura Finance ranks #124 out of 540 companies in the Credit Services industry, placing it in the top 23%.
Is Singapura Finance's FCF Yield % too high?
Singapura Finance's current FCF Yield % of 14.95 is 592% above median its 10-year median of 2.16. Based on the distribution chart, Singapura Finance ranks #124 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Singapura Finance has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Singapura Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Singapura Finance ranks #124 out of 540 companies for FCF Yield %. This places Singapura Finance in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Singapura Finance and its competitors. Singapura Finance's current FCF Yield % is 14.95, which is 592% above median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapura Finance stock overvalued right now?
Based on GuruFocus' analysis, Singapura Finance (SGX:S23) is currently considered Fairly Valued. The stock's GF Value™ is S$0.88, compared to a current price of S$0.80 — trading 9.1% below its estimated fair value. The current FCF Yield % is 14.95, which is 592% above median its 10-year median of 2.16. Singapura Finance's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Singapura Finance (SGX:S23), the current FCF Yield % is 14.95 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Singapura Finance (SGX:S23) Overvalued in 2026?
Based on GuruFocus' analysis, Singapura Finance stock appears to be undervalued.
The current stock price of S$0.80 is trading 9.1% below its estimated GF Value™ of S$0.88.
GuruFocus considers Singapura Finance to be Fairly Valued.
Key valuation signals for SGX:S23:
FCF Yield %: 14.95 (592% above median its 10-year median of 2.16)
GF Value™: S$0.88 vs. price of S$0.80 (9.1% below fair value)
No single metric tells the full story. See the SGX:S23 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Singapura Finance Ltd is engaged in the finance business. The company offers personal banking services, including savings and fixed deposits accounts, which consist of savings for juniors, adults, and for seniors. The company also provides personal loans, such as mortgage loans, car loans, and pleasure craft financing. Its business banking includes commercial and industrial property financing, equipment and machinery financing, inventory financing, property development financing, commercial vehicle financing, vessel financing, block discounting, and other related services. The group operates in single segment that relstes to financing business and its ctivities are carried out in the Republic of Singapore.
44GF Score
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