Singapura Finance (SGX:S23) OCF Yield %: -10.03 (As of Sep. 03, 2026)

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SGX:S23 Singapura Finance Ltd SGX:S23
42 GF Score
Price S$0.80
GF Value S$0.99
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Singapura Finance OCF Yield %?

Singapura Finance SGX:S23 -0.62% 42 OCF Yield % is -10.03 as of Sep. 03, 2026. GuruFocus rates SGX:S23 with a GF Score™ of 42/100 and a GF Value™ of S$0.99 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 542 Credit Services companies, Singapura Finance ranks worse than 71.22% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Singapura Finance's Trailing 12-Month Cash Flow from Operations is S$-12.10 Mil, and Market Cap is S$126.16 Mil. Therefore, Singapura Finance's OCF Yield % for today is -10.03%.

The historical rank and industry rank for Singapura Finance's OCF Yield % or its related term are showing as below:

SGX:S23' s OCF Yield % Range Over the Past 10 Years
Min: -69.61   Med: 2.45   Max: 68.25
Current: -10.03


During the past 13 years, the highest OCF Yield % of Singapura Finance was 68.25%. The lowest was -69.61%. And the median was 2.45%.

SGX:S23's OCF Yield % is ranked worse than
71.22% of 542 companies
in the Credit Services industry
Industry Median: 0.165 vs SGX:S23: -10.03

Singapura Finance's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Singapura Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Singapura Finance OCF Yield % Related Terms


Singapura Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Singapura Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Singapura Finance OCF Yield % Chart

Singapura Finance Annual Data
Trend Jun15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.66 42.87 14.82 2.45 17.85

Singapura Finance Semi-Annual Data
Dec15 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.80 -3.50 -2.62 38.05 -54.29

SGX:S23 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Singapura Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singapura Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Singapura Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Singapura Finance's OCF Yield % falls into.


SGX:S23
42GF Score
Singapura Finance Ltd SGX:S23
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Singapura Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Singapura Finance's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=21.388 / 119.80793
=17.85%

Singapura Finance's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-34.889 * 2 / 128.53566
=-54.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -10.03 mean?
Singapura Finance (SGX:S23) has a OCF Yield % of -10.03 as of Sep. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Singapura Finance and its competitors. According to the industry distribution chart, Singapura Finance ranks #386 out of 542 companies in the Credit Services industry, placing it in the top 71.2%.
Is Singapura Finance's OCF Yield % too high?
Singapura Finance's current OCF Yield % is -10.03. Based on the distribution chart, Singapura Finance ranks #386 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Singapura Finance has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Singapura Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Singapura Finance ranks #386 out of 542 companies for OCF Yield %. This places Singapura Finance in the lower half of its industry. The industry median OCF Yield % is 0.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.17, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Singapura Finance and its competitors. For the Credit Services industry, the median OCF Yield % is 0.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singapura Finance's current OCF Yield % is -10.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapura Finance stock overvalued right now?
Based on GuruFocus' analysis, Singapura Finance (SGX:S23) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.99, compared to a current price of S$0.80 — trading 19.7% below its estimated fair value. The current OCF Yield % is -10.03. Singapura Finance's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Singapura Finance (SGX:S23), the current OCF Yield % is -10.03 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Singapura Finance (SGX:S23) Overvalued in 2026?

Based on GuruFocus' analysis, Singapura Finance stock appears to be undervalued. The current stock price of S$0.80 is trading 19.7% below its estimated GF Value™ of S$0.99. GuruFocus considers Singapura Finance to be Modestly Undervalued.

Key valuation signals for SGX:S23:

  • OCF Yield %: -10.03
  • GF Value™: S$0.99 vs. price of S$0.80 (19.7% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the SGX:S23 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Singapura Finance Business Description

Address 150 Cecil Street, No. 01-00, Singapore, SGP, 069543
Singapura Finance Ltd is engaged in the finance business. The company offers personal banking services, including savings and fixed deposits accounts, which consist of savings for juniors, adults, and for seniors. The company also provides personal loans, such as mortgage loans, car loans, and pleasure craft financing. Its business banking includes commercial and industrial property financing, equipment and machinery financing, inventory financing, property development financing, commercial vehicle financing, vessel financing, block discounting, and other related services. The group operates in single segment that relstes to financing business and its ctivities are carried out in the Republic of Singapore.
42GF Score

Get the complete analysis for SGX:S23

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.80
Price
S$0.99
GF Value