Columbia Financial (STU:64H) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 27, 2026)


STU:64H Columbia Financial Inc STU:64H
61 GF Score
Price €18.30
GF Value €17.10
! 5 Warning Signs
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What is Columbia Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Columbia Financial's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

STU:64H vs BLX, SYBT, NWBI: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Columbia Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Columbia Financial Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Columbia Financial's Margin of Safety % (DCF Earnings Based) falls into.


STU:64H
61GF Score
Columbia Financial Inc STU:64H
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Columbia Financial (STU:64H) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Financial stock appears to be overvalued. The current stock price of €18.30 is trading 7% above its estimated GF Value™ of €17.10.

Key valuation signals for STU:64H:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €17.10 vs. price of €18.30 (7% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the STU:64H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Columbia Financial Business Description

Other Exchanges CLBK:USA
Address 19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
61GF Score

Get the complete analysis for STU:64H

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.30
Price
€17.10
GF Value