Columbia Financial (STU:64H) Tariff Resilience Score: 9/10 (As of Jul. 17, 2026)

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STU:64H Columbia Financial Inc STU:64H
59 GF Score
Price €20.00
GF Value €16.78
! 5 Warning Signs
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What is Columbia Financial Tariff Resilience Score?

Columbia Financial STU:64H +5.26% 59 Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus rates STU:64H with a GF Score™ of 59/100 and a GF Value™ of €16.78. The stock has 5 warning signs investors should review. Among 1,606 Banks companies, Columbia Financial ranks better than 99.25% on this metric.

Columbia Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Columbia Financial has Columbia Financial Inc operates primarily in the financial sector with minimal direct exposure to international trade tariffs. Its business model is largely domestic, and it has not been significantly impacted by past tariff changes, making it highly resilient to tariff risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Columbia Financial might have Highly Resilient.

Columbia Financial  (STU:64H) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Columbia Financial Tariff Resilience Score Related Terms

STU:64H vs NWBI, SYBT, FCF: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Columbia Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Columbia Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Columbia Financial's Tariff Resilience Score falls into.


STU:64H
59GF Score
Columbia Financial Inc STU:64H
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Columbia Financial (STU:64H) has a Tariff Resilience Score of 9 as of Jul. 17, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Columbia Financial ranks #12 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Columbia Financial's Tariff Resilience Score too high?
Columbia Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Columbia Financial ranks #12 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Columbia Financial has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's Tariff Resilience Score compare to NWBI and SYBT?
According to the Banks industry distribution chart, Columbia Financial ranks #12 out of 1606 companies for Tariff Resilience Score. This places Columbia Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Columbia Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Columbia Financial (STU:64H) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €16.78, compared to a current price of €20.00 — trading 19.2% above its estimated fair value. The current Tariff Resilience Score is 9. Columbia Financial's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Columbia Financial (STU:64H), the current Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Financial (STU:64H) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Financial stock appears to be overvalued. The current stock price of €20.00 is trading 19.2% above its estimated GF Value™ of €16.78.

Key valuation signals for STU:64H:

  • Tariff Resilience Score: 9
  • GF Value™: €16.78 vs. price of €20.00 (19.2% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the STU:64H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Columbia Financial Business Description

Other Exchanges CLBK:USA
Address 19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
59GF Score

Get the complete analysis for STU:64H

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.00
Price
€16.78
GF Value