Columbia Financial (STU:64H) Asset Turnover: 0.01 (As of Mar. 2026)


STU:64H Columbia Financial Inc STU:64H
61 GF Score
Price €17.70
GF Value €16.92
! 5 Warning Signs
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What is Columbia Financial Asset Turnover?

Columbia Financial STU:64H -3.80% 61 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates STU:64H with a GF Score™ of 61/100 and a GF Value™ of €16.92. The stock has 5 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Columbia Financial's Revenue for the three months ended in Mar. 2026 was €58.1 Mil. Columbia Financial's Total Assets for the quarter that ended in Mar. 2026 was €9,467.1 Mil. Therefore, Columbia Financial's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Columbia Financial's annualized ROE % for the quarter that ended in Mar. 2026 was 4.52%. It is also linked to ROA % through Du Pont Formula. Columbia Financial's annualized ROA % for the quarter that ended in Mar. 2026 was 0.48%.


Columbia Financial  (STU:64H) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Columbia Financial's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=45.324/1003.266
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(45.324 / 232.296)*(232.296 / 9467.069)*(9467.069/ 1003.266)
=Net Margin %*Asset Turnover*Equity Multiplier
=19.51 %*0.0245*9.4363
=ROA %*Equity Multiplier
=0.48 %*9.4363
=4.52 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Columbia Financial's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=45.324/9467.069
=(Net Income / Revenue)*(Revenue / Total Assets)
=(45.324 / 232.296)*(232.296 / 9467.069)
=Net Margin %*Asset Turnover
=19.51 %*0.0245
=0.48 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Columbia Financial Asset Turnover Related Terms


Columbia Financial Asset Turnover Historical Data

* Premium members only.

The historical data trend for Columbia Financial's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Columbia Financial Asset Turnover Chart

Columbia Financial Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.02 0.02 0.02

Columbia Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

STU:64H vs NWBI, SYBT, FCF: Asset Turnover Comparison

For the Banks - Regional subindustry, Columbia Financial's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Financial Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Financial's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Columbia Financial's Asset Turnover falls into.


STU:64H
61GF Score
Columbia Financial Inc STU:64H
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Columbia Financial Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Columbia Financial's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=220.932/( (10004.096+9410.049)/ 2 )
=220.932/9707.0725
=0.02

Columbia Financial's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=58.074/( (9410.049+9524.089)/ 2 )
=58.074/9467.069
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Columbia Financial (STU:64H) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Columbia Financial and its competitors.
Is Columbia Financial's Asset Turnover too high?
Columbia Financial's current Asset Turnover is 0.01. Overall, Columbia Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's Asset Turnover compare to NWBI and SYBT?
Columbia Financial's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Columbia Financial and its competitors. Columbia Financial's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Columbia Financial (STU:64H) has a current Asset Turnover of 0.01. The stock's GF Value™ is €16.92, compared to a current price of €17.70 — trading 4.6% above its estimated fair value. The current Asset Turnover is 0.01. Columbia Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Columbia Financial (STU:64H), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Financial (STU:64H) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Financial stock appears to be overvalued. The current stock price of €17.70 is trading 4.6% above its estimated GF Value™ of €16.92.

Key valuation signals for STU:64H:

  • Asset Turnover: 0.01
  • GF Value™: €16.92 vs. price of €17.70 (4.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the STU:64H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Columbia Financial Business Description

Other Exchanges CLBK:USA
Address 19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
61GF Score

Get the complete analysis for STU:64H

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.70
Price
€16.92
GF Value