The historical rank and industry rank for Columbia Financial's OCF Margin % or its related term are showing as below:
STU:64H'
s OCF Margin % Range Over the Past 10 Years
Min: 10.7 Med: 24.7 Max: 47.84
Current: 27.28
During the past 10 years, the highest OCF Margin % of Columbia Financial was 47.84%. The lowest was 10.70%. And the median was 24.70%.
STU:64H's OCF Margin % is ranked worse than 54.29% of 1505
companies
in the Banks industry
Industry Median: 29.44
vs STU:64H: 27.28
Columbia Financial OCF Margin % Related Terms
Columbia Financial OCF Margin % Historical Data
* Premium members only.
The historical data trend for Columbia Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:64H vs BLX, SYBT, NWBI: OCF Margin % Comparison
For the Banks - Regional subindustry, Columbia Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Columbia Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Financial (STU:64H) has a OCF Margin % of 4.68% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Columbia Financial and its competitors. This is 81% below median its historical median of 24.70. Over the past decade, Columbia Financial's OCF Margin % has ranged from 10.70 to 47.84. According to the industry distribution chart, Columbia Financial ranks #817 out of 1505 companies in the Banks industry, placing it in the top 54.3%.
Is Columbia Financial's OCF Margin % too high?
Columbia Financial's current OCF Margin % of 4.68% is 81% below median its 10-year median of 24.70. Over the past 10 years, this metric has ranged from a low of 10.70 to a high of 47.84. The Banks industry median OCF Margin % is 29.44. Columbia Financial's value of 4.68% is 84.1% below this industry median. Based on the distribution chart, Columbia Financial ranks #817 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Columbia Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's OCF Margin % compare to BLX and SYBT?
According to the Banks industry distribution chart, Columbia Financial ranks #817 out of 1505 companies for OCF Margin %. This places Columbia Financial in the lower half of its industry. The industry median OCF Margin % is 29.44. Columbia Financial's value of 4.68% is 84.1% below this benchmark. Historically, Columbia Financial's own OCF Margin % has ranged from 10.70 to 47.84 over the past decade. While the company's 10-year median is 24.70 vs. the industry median of 29.44, Columbia Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Financial's current OCF Margin % of 4.68% is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Columbia Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Financial's current OCF Margin % is 4.68%, which is 81% below median its own 10-year median of 24.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Columbia Financial (STU:64H) has a current OCF Margin % of 4.68%. The stock's GF Value™ is €17.10, compared to a current price of €18.30 — trading 7% above its estimated fair value. The current OCF Margin % is 4.68%, which is 81% below median its 10-year median of 24.70 and 84.1% below the Banks industry median of 29.44. Columbia Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Columbia Financial (STU:64H), the current OCF Margin % is 4.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Financial (STU:64H) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Financial stock appears to be overvalued.
The current stock price of €18.30 is trading 7% above its estimated GF Value™ of €17.10.
Key valuation signals for STU:64H:
OCF Margin %: 4.68% (81% below median its 10-year median of 24.70)
GF Value™: €17.10 vs. price of €18.30 (7% above fair value)
Industry Position: 84.1% below the Banks median (#817 of 1505)
No single metric tells the full story. See the STU:64H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
61GF Score
Get the complete analysis for STU:64H
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:64H has been successfully added to your 
