FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Columbia Financial FCF Yield % Related Terms
Columbia Financial FCF Yield % Historical Data
* Premium members only.
The historical data trend for Columbia Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:64H vs NWBI, SYBT, FCF: FCF Yield % Comparison
For the Banks - Regional subindustry, Columbia Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Columbia Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Financial (STU:64H) has a FCF Yield % of 2.91 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Columbia Financial and its competitors. This is 19% above median its historical median of 2.45. According to the industry distribution chart, Columbia Financial ranks #1030 out of 1505 companies in the Banks industry, placing it in the top 68.4%.
Is Columbia Financial's FCF Yield % too high?
Columbia Financial's current FCF Yield % of 2.91 is 19% above median its 10-year median of 2.45. The Banks industry median FCF Yield % is 8.09. Columbia Financial's value of 2.91 is 64% below this industry median. Based on the distribution chart, Columbia Financial ranks #1030 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Columbia Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's FCF Yield % compare to NWBI and SYBT?
According to the Banks industry distribution chart, Columbia Financial ranks #1030 out of 1505 companies for FCF Yield %. This places Columbia Financial in the lower half of its industry. The industry median FCF Yield % is 8.09. Columbia Financial's value of 2.91 is 64% below this benchmark. While the company's 10-year median is 2.45 vs. the industry median of 8.09, Columbia Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Financial's current FCF Yield % of 2.91 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Columbia Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Financial's current FCF Yield % is 2.91, which is 19% above median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Columbia Financial (STU:64H) has a current FCF Yield % of 2.91. The stock's GF Value™ is €17.03, compared to a current price of €18.60 — trading 9.2% above its estimated fair value. The current FCF Yield % is 2.91, which is 19% above median its 10-year median of 2.45 and 64% below the Banks industry median of 8.09. Columbia Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Columbia Financial (STU:64H), the current FCF Yield % is 2.91 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Financial (STU:64H) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Financial stock appears to be overvalued.
The current stock price of €18.60 is trading 9.2% above its estimated GF Value™ of €17.03.
Key valuation signals for STU:64H:
FCF Yield %: 2.91 (19% above median its 10-year median of 2.45)
GF Value™: €17.03 vs. price of €18.60 (9.2% above fair value)
Industry Position: 64% below the Banks median (#1030 of 1505)
No single metric tells the full story. See the STU:64H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
61GF Score
Get the complete analysis for STU:64H
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:64H has been successfully added to your 
