Machhapuchchhre Bank (XNEP:MBL) Margin of Safety % (DCF Earnings Based): 3.42% (As of Jun. 29, 2026)


XNEP:MBL Machhapuchchhre Bank Ltd XNEP:MBL
72 GF Score
Price NPR240.50
GF Value NPR252.21
Valuation Fairly Valued
! 1 Warning Sign
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What is Machhapuchchhre Bank Margin of Safety % (DCF Earnings Based)?

Machhapuchchhre Bank XNEP:MBL -1.03% 72 Margin of Safety % (DCF Earnings Based) is 3.42% as of Jun. 29, 2026. GuruFocus rates XNEP:MBL with a GF Score™ of 72/100 and a GF Value™ of NPR252.21 (Fairly Valued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), Machhapuchchhre Bank's Predictability Rank is 3-Stars. Machhapuchchhre Bank's intrinsic value calculated from the Discounted Earnings model is NPR249.02 and current share price is NPR240.50. Consequently,

Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 3.42%.

Machhapuchchhre Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Machhapuchchhre Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) falls into.


XNEP:MBL
72GF Score
Machhapuchchhre Bank Ltd XNEP:MBL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Machhapuchchhre Bank Margin of Safety % (DCF Earnings Based) Calculation

Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(249.02-240.50)/249.02
=3.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 3.42% mean?
Machhapuchchhre Bank (XNEP:MBL) has a Margin of Safety % (DCF Earnings Based) of 3.42% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Machhapuchchhre Bank.
Is Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) too high?
Machhapuchchhre Bank's current Margin of Safety % (DCF Earnings Based) is 3.42%. Overall, Machhapuchchhre Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Machhapuchchhre Bank's Margin of Safety % (DCF Earnings Based) of 3.42% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Machhapuchchhre Bank. Machhapuchchhre Bank's current Margin of Safety % (DCF Earnings Based) is 3.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Machhapuchchhre Bank stock overvalued right now?
Based on GuruFocus' analysis, Machhapuchchhre Bank (XNEP:MBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR252.21, compared to a current price of NPR240.50 — trading 4.6% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 3.42%. Machhapuchchhre Bank's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Machhapuchchhre Bank (XNEP:MBL), the current Margin of Safety % (DCF Earnings Based) is 3.42% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?

Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be undervalued. The current stock price of NPR240.50 is trading 4.6% below its estimated GF Value™ of NPR252.21. GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.

Key valuation signals for XNEP:MBL:

  • Margin of Safety % (DCF Earnings Based): 3.42%
  • GF Value™: NPR252.21 vs. price of NPR240.50 (4.6% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Machhapuchchhre Bank Business Description

Address Lazimpat, MBL Tower, Kathmandu, NPL, 12427
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
72GF Score

Get the complete analysis for XNEP:MBL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR240.50
Price
NPR252.21
GF Value